Friday, 6 November 2009

Euribor 6/11/2009 (12 months & other types)

Forecast of November average: 1,260 (Reliability: 25%)
Oficial value of day 6/11/09: 1,236
 
Comments: The next update will be done tomorrow around 12:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/11/2009 1,237 +0,000 -> Equal value compared pre.day:+0,000%
03/11/2009 1,236 -0,001 -> Reduction compared prev. day:-0,081%
04/11/2009 1,238 +0,002 -> Reduction compared prev. day:+0,162%
05/11/2009 1,237 -0,001 -> Reduction compared prev. day:-0,081%
06/11/2009 1,236 -0,001 -> Reduction compared prev. day:-0,081%
09/11/2009 1,239  Theorical expected value  
10/11/2009 1,242  Theorical expected value  
11/11/2009 1,245  Theorical expected value  
12/11/2009 1,248  Theorical expected value  
13/11/2009 1,251  Theorical expected value  
16/11/2009 1,254  Theorical expected value  
17/11/2009 1,257  Theorical expected value  
18/11/2009 1,260  Theorical expected value  
19/11/2009 1,263  Theorical expected value  
20/11/2009 1,266  Theorical expected value  
23/11/2009 1,269  Theorical expected value  
24/11/2009 1,272  Theorical expected value  
25/11/2009 1,275  Theorical expected value  
26/11/2009 1,278  Theorical expected value  
27/11/2009 1,281  Theorical expected value  
30/11/2009 1,284  Theorical expected value 
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
643,83€
Compared one year ago, in Nov'08 (4,35%): 949,85 €
Expected monthly savings will be.: 306 €
Expected Yearly savings will be.: 3672 € (-32,22%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 11 months of 6/11/2009:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,359 0,373 0,393 0,431 0,576 0,716 0,811
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,898 0,997 1,041 1,084 1,128 1,162 1,198
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 6/11/2009 at 12:35
 

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