Friday 20 November 2009

Euribor 20/11/2009 (12 months & other types)

Forecast of November average: 1,230 (Reliability: 71%)
Oficial value of day 20/11/09: 1,224
 
Comments:  The next update will be done tomorrow around 12:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/11/2009 1,237 +0,000 -> Equal value compared pre.day:+0,000%
03/11/2009 1,236 -0,001 -> Reduction compared prev. day:-0,081%
04/11/2009 1,238 +0,002 -> Reduction compared prev. day:+0,162%
05/11/2009 1,237 -0,001 -> Reduction compared prev. day:-0,081%
06/11/2009 1,236 -0,001 -> Reduction compared prev. day:-0,081%
09/11/2009 1,231 -0,005 -> Reduction compared prev. day:-0,405%
10/11/2009 1,229 -0,002 -> Increase compared preve. day:-0,162%
11/11/2009 1,230 +0,001 -> Incremen. respecto al día ant.:+0,081%
12/11/2009 1,226 -0,004 -> Reduction compared prev. day: -0,325%
13/11/2009 1,224 -0,002 -> Reduction compared prev. day:-0,163%
16/11/2009 1,222 -0,002 -> Reduction compared prev. day:-0,163%
17/11/2009 1,223 +0,001 ->  Increase compared preve. day:+0,082%
18/11/2009 1,224 +0,001 -> Increase compared preve. day:+0,082%
19/11/2009 1,224 =0,000 -> Reduction compared prev. day:=0,000%
20/11/2009 1,224 =0,000 -> Reduction compared prev. day:=0,000%
23/11/2009 1,227  Theorical expected value    
24/11/2009 1,230  Theorical expected value    
25/11/2009 1,233  Theorical expected value    
26/11/2009 1,236  Theorical expected value    
27/11/2009 1,239  Theorical expected value    
30/11/2009 1,242  Theorical expected value   
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
641,36€
Compared one year ago, in Nov'08 (4,35%): 949,85 €
Expected monthly savings will be.: 308 €
Expected Yearly savings will be.: 3702 € (-32,48%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 11 months of 20/11/2009:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,369 0,382 0,398 0,433 0,575 0,714 0,804
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,892 0,987 1,032 1,075 1,118 1,152 1,185
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 20/11/2009 at 13:05
 
 

No comments:

Post a Comment

Note: only a member of this blog may post a comment.