Euribor 4/11/2009 (12 months & other types)

Forecast of November average: 1,266 (Reliability: 15%)
Oficial value of day 4/11/09: 1,236

 

Comments: The next update will be done tomorrow around 12:00 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/11/2009 1,237 +0,000 -> Equal value compared pre.day:+0,000%
03/11/2009 1,236 -0,001 -> Reduction compared prev. day:-0,081%
04/11/2009 1,238 +0,002 -> Reduction compared prev. day:+0,162%
05/11/2009 1,241  ECB, not expected changes(1%)
06/11/2009 1,244  Theorical expected value   
09/11/2009 1,247  Theorical expected value   
10/11/2009 1,250  Theorical expected value   
11/11/2009 1,253  Theorical expected value   
12/11/2009 1,256  Theorical expected value   
13/11/2009 1,259  Theorical expected value   
16/11/2009 1,262  Theorical expected value   
17/11/2009 1,265  Theorical expected value   
18/11/2009 1,268  Theorical expected value   
19/11/2009 1,271  Theorical expected value   
20/11/2009 1,274  Theorical expected value   
23/11/2009 1,277  Theorical expected value   
24/11/2009 1,280  Theorical expected value   
25/11/2009 1,283  Theorical expected value   
26/11/2009 1,286  Theorical expected value   
27/11/2009 1,289  Theorical expected value   
30/11/2009 1,292  Theorical expected value

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 644,54€
Compared one year ago, in Nov'08 (4,35%): 949,85 €
Expected monthly savings will be.: 305 €
Expected Yearly savings will be.: 3663 € (-32,14%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 11 months of 4/11/2009:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,356	0,368	0,385	0,427	0,574	0,719	0,815
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,902	1,002	1,047	1,089	1,131	1,166	1,202

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 4/11/2009 at 14:35