Euribor 3/2/2015 (12 months & other types)

Forecast of February average: 0,266 (Reliability: 10%)

Oficial value of day 3/2/15: 0,266 (-1,845%)

Comments: In this  day  decreases 5 thousands making a new minimum historical (the minimum historical was on 3/2/15: 0,266) and practically all the rest of the Euribor types with slightly changes compared previous day values, the Euribor at 1 week day decreases 3 thousands: -0,025 (-14%). The next update will be done the next working day around 14:00 hours. 

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/2/2015 0,271 +0,001 -> Difference compared previous day:+0,370%

03/2/2015 0,266 -0,005 -> Difference compared previous day:-1,845%

04/2/2015 0,266  Theorical expected value 

05/2/2015 0,265  ECB, not expected changes(=0,05%)

06/2/2015 0,265  Theorical expected value 

09/2/2015 0,265  Theorical expected value 

10/2/2015 0,267  Theorical expected value 

11/2/2015 0,266  Theorical expected value 

12/2/2015 0,265  Theorical expected value 

13/2/2015 0,265  Theorical expected value 

16/2/2015 0,266  Theorical expected value 

17/2/2015 0,266  Theorical expected value 

18/2/2015 0,266  Theorical expected value 

19/2/2015 0,265  Theorical expected value 

20/2/2015 0,266  Theorical expected value 

23/2/2015 0,266  Theorical expected value 

24/2/2015 0,265  Theorical expected value 

25/2/2015 0,265  Theorical expected value 

26/2/2015 0,265  Theorical expected value 

27/2/2015 0,265  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 560,21 €.
Compared one year ago, in February'14 (0,549%): 583,01 €
Expected monthly savings will be: 23 €. 
Expected yearly savings will be:  274 € (-3,91%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 3/2/2015:

1 we.	2 we.	1 mo.	2 mo.
-0,025	-0,021	0,001	0,024
3 mo.	6 mo.	9 mo.	12 mo.
0,055	0,132	0,199	0,266

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
-0,024	-0,019	0,002	0,024
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,055	0,133	0,201	0,269

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 3/2/2015 at 14:06