Euribor 27/11/2009 (12 months & other types)

Forecast of November average: 1,231 (Reliability: 95%)
Oficial value of day 27/11/09: 1,232

 

Comments:  The next update will be done tomorrow around 12:00 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/11/2009 1,237 +0,000 -> Equal value compared pre.day:+0,000%
03/11/2009 1,236 -0,001 -> Reduction compared prev. day:-0,081%
04/11/2009 1,238 +0,002 -> Reduction compared prev. day:+0,162%
05/11/2009 1,237 -0,001 -> Reduction compared prev. day:-0,081%
06/11/2009 1,236 -0,001 -> Reduction compared prev. day:-0,081%
09/11/2009 1,231 -0,005 -> Reduction compared prev. day:-0,405%
10/11/2009 1,229 -0,002 -> Increase compared preve. day:-0,162%
11/11/2009 1,230 +0,001 -> Incremen. respecto al día ant.:+0,081%
12/11/2009 1,226 -0,004 -> Reduction compared prev. day: -0,325%
13/11/2009 1,224 -0,002 -> Reduction compared prev. day:-0,163%
16/11/2009 1,222 -0,002 -> Reduction compared prev. day:-0,163%
17/11/2009 1,223 +0,001 ->  Increase compared preve. day:+0,082%
18/11/2009 1,224 +0,001 -> Increase compared preve. day:+0,082%
19/11/2009 1,224 =0,000 -> Reduction compared prev. day:=0,000%
20/11/2009 1,224 =0,000 -> Reduction compared prev. day:=0,000%
23/11/2009 1,233 +0,009 -> Increase compared preve. day:+0,735%
24/11/2009 1,231 -0,002 -> Reduction compared prev. day:-0,162%
25/11/2009 1,235 +0,004 -> Increase compared preve. day:+0,325%
26/11/2009 1,236 +0,001 -> Increase compared preve. day:+0,081%
27/11/2009 1,232 -0,004 -> Reduction compared prev. day:-0,324%
30/11/2009 1,233  Theorical expected value

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 641,36€
Compared one year ago, in Nov'08 (4,35%): 949,85 €
Expected monthly savings will be.: 308 €
Expected Yearly savings will be.: 3702 € (-32,48%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 11 months of 27/11/2009:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,374	0,389	0,408	0,466	0,578	0,718	0,808
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,897	0,993	1,035	1,079	1,121	1,155	1,193

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 27/11/2009 at 13:05