Wednesday, 11 November 2009

Euribor 11/11/2009 (12 months & other types)

Forecast of November average: 1,249 (Reliability: 38%)
Oficial value of day 11/11/09: 1,230
 
Comments: Sorry but yesterday was totally impossible to publicate this information. The next update will be done tomorrow around 12:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/11/2009 1,237 +0,000 -> Equal value compared pre.day:+0,000%
03/11/2009 1,236 -0,001 -> Reduction compared prev. day:-0,081%
04/11/2009 1,238 +0,002 -> Reduction compared prev. day:+0,162%
05/11/2009 1,237 -0,001 -> Reduction compared prev. day:-0,081%
06/11/2009 1,236 -0,001 -> Reduction compared prev. day:-0,081%
09/11/2009 1,231 -0,005 -> Reduction compared prev. day:-0,405%
10/11/2009 1,229 -0,002 -> Increase compared preve. day:-0,162%
11/11/2009 1,230 +0,001 -> Incremen. respecto al día ant.:+0,081%
12/11/2009 1,233  Theorical expected value   
13/11/2009 1,236  Theorical expected value   
16/11/2009 1,239  Theorical expected value   
17/11/2009 1,242  Theorical expected value   
18/11/2009 1,245  Theorical expected value   
19/11/2009 1,248  Theorical expected value   
20/11/2009 1,251  Theorical expected value   
23/11/2009 1,254  Theorical expected value   
24/11/2009 1,257  Theorical expected value   
25/11/2009 1,260  Theorical expected value   
26/11/2009 1,263  Theorical expected value   
27/11/2009 1,266  Theorical expected value   
30/11/2009 1,269  Theorical expected value   
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
643,04€
Compared one year ago, in Nov'08 (4,35%): 949,85 €
Expected monthly savings will be.: 307 €
Expected Yearly savings will be.: 3681 € (-32,30%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 11 months of 11/11/2009:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,364 0,376 0,397 0,433 0,575 0,715 0,808
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,896 0,992 1,036 1,08 1,124 1,157 1,191
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 11/11/2009 at 12:05
 

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