Thursday 12 November 2009

Euribor 12/11/2009 (12 months & other types)

Forecast of November average: 1,240 (Reliability: 43%)
Oficial value of day 12/11/09: 1,220
 
Comments:  The next update will be done tomorrow around 12:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/11/2009 1,237 +0,000 -> Equal value compared pre.day:+0,000%
03/11/2009 1,236 -0,001 -> Reduction compared prev. day:-0,081%
04/11/2009 1,238 +0,002 -> Reduction compared prev. day:+0,162%
05/11/2009 1,237 -0,001 -> Reduction compared prev. day:-0,081%
06/11/2009 1,236 -0,001 -> Reduction compared prev. day:-0,081%
09/11/2009 1,231 -0,005 -> Reduction compared prev. day:-0,405%
10/11/2009 1,229 -0,002 -> Increase compared preve. day:-0,162%
11/11/2009 1,230 +0,001 -> Incremen. respecto al día ant.:+0,081%
12/11/2009 1,226 -0,004 -> Reduction compared prev. day: -0,325%
13/11/2009 1,229  Theorical expected value
16/11/2009 1,232  Theorical expected value
17/11/2009 1,235  Theorical expected value
18/11/2009 1,238  Theorical expected value
19/11/2009 1,241  Theorical expected value
20/11/2009 1,244  Theorical expected value
23/11/2009 1,247  Theorical expected value
24/11/2009 1,250  Theorical expected value
25/11/2009 1,253  Theorical expected value
26/11/2009 1,256  Theorical expected value
27/11/2009 1,259  Theorical expected value
30/11/2009 1,262  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
642,16€
Compared one year ago, in Nov'08 (4,35%): 949,85 €
Expected monthly savings will be.: 307 €
Expected Yearly savings will be.: 3692 € (-32,39%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 11 months of 12/11/2009:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,363 0,376 0,397 0,433 0,574 0,714 0,807
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,894 0,991 1,034 1,078 1,121 1,154 1,188
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 12/11/2009 at 12:05
 

No comments:

Post a Comment

Note: only a member of this blog may post a comment.