Euribor 3/11/2009 (12 months & other types)

Forecast of November average: 1,266 (Reliability: 9%)
Oficial value of day 3/11/09: 1,236

 

Comments: The next update will be done tomorrow around 12:00 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/11/2009 1,237 +0,000 -> Equal value compared pre.day:+0,000%
03/11/2009 1,236 -0,001 -> Reduction compared prev. day:-0,081%
04/11/2009 1,239  Theorical expected value  
05/11/2009 1,242  ECB, not expected changes(1%)  
06/11/2009 1,245  Theorical expected value  
09/11/2009 1,248  Theorical expected value  
10/11/2009 1,251  Theorical expected value  
11/11/2009 1,254  Theorical expected value  
12/11/2009 1,257  Theorical expected value  
13/11/2009 1,260  Theorical expected value  
16/11/2009 1,263  Theorical expected value  
17/11/2009 1,266  Theorical expected value  
18/11/2009 1,269  Theorical expected value  
19/11/2009 1,272  Theorical expected value  
20/11/2009 1,275  Theorical expected value  
23/11/2009 1,278  Theorical expected value  
24/11/2009 1,281  Theorical expected value  
25/11/2009 1,284  Theorical expected value  
26/11/2009 1,287  Theorical expected value  
27/11/2009 1,290  Theorical expected value  
30/11/2009 1,293  Theorical expected value  

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 644,54€
Compared one year ago, in Nov'08 (4,35%): 949,85 €
Expected monthly savings will be.: 305 €
Expected Yearly savings will be.: 3663 € (-32,14%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 11 months of 3/11/2009:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,356	0,368	0,385	0,426	0,577	0,72	0,814
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,902	1,001	1,046	1,089	1,13	1,166	1,2

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 3/11/2009 at 12:35