Euribor 28/02/2013 & final value of February average

Final value of February average: 0,594

Oficial value of day 28/2/2013: 0,557 (-0,536%)

 

Comments: Today decreases 3 thousandths, and all of the Euribor types are lower or equal compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/2/2013 0,622 +0,002 -> Increase compared prev. day:+0,323%
04/2/2013  0,621 -0,001 ->Reduction compared prev.day:-0,161%
05/2/2013 0,618 -0,003 -> Reduction compared prev.day:-0,483%
06/2/2013 0,616 -0,002 -> Reduction compared prev.day:-0324%
07/2/2013 0,617 +0,001 -> Reduction compared prev.day:+0,162%
08/2/2013 0,609 -0,008 -> Reduction compared prev.day:-1,297%
11/2/2013 0,606 -0,003 -> Reduction compared prev.day :-0,493%
12/2/2013 0,604 -0,002 -> Reduction compared prev.day :-0,330%
13/2/2013 0,602 -0,002 -> Reduction compared prev.day :-0,331%
14/2/2013 0,598 -0,004 -> Reduction compared prev.day :-0,664%
15/2/2013 0,593 -0,005 -> Reduction compared prev.day:-0,836%
18/2/2013 0,589 -0,004 -> Reduction compared prev.day:-0,675%
19/2/2013 0,586 -0,003 -> Reduction compared prev.day:-0,509%
20/2/2013 0,585 -0,001 -> Reduction compared prev.day:-0,171%
21/2/2013 0,583 -0,002 -> Reduction compared prev.day:-0,342%
22/2/2013 0,581 -0,002 -> Reduction compared prev.day:-0,343%
25/2/2013 0,571 -0,010 -> Reduction compared prev.day:-1,721%
26/2/2013 0,565 -0,006 -> Reduction compared prev.day:-1,051%
27/2/2013 0,560 -0,005 -> Reduction compared prev.day:-0,885%
28/2/2013 0,557 -0,003 -> Reduction compared prev.day:-0,536%

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 586,76 €.
Compared one year ago, in February'12 (1,678%): 681,45 €
Expected monthly savings will be: 94,70 €. 
Expected yearly savings will be:  1136 € (-13,90%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 28/2/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,080	0,089	0,100	0,118	0,169	0,209	0,250
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,294	0,334	0,371	0,410	0,448	0,487	0,523
12 mo.
0,557

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,082	0,091	0,102	0,120	0,175	0,223	0,272
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,318	0,362	0,400	0,441	0,481	0,521	0,560
12m(a)
0,594

 

Graphic of the current month till today of Euribor at 12 months:

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 28/2/2013 at 13:55

Euribor 27/2/2013 (12 months & other types)

Forecast of February average: 0,594 (Reliability: 95%)

Oficial value of day 27/2/13: 0,560 (-0,885%)

 

Comments: Today decreases 5 thousandths, and practically the rest of the Euribor are lower or equal compared yesterday values, the Euribor at 1 week repeats value: 0,080 (=). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/2/2013 0,622 +0,002 -> Increase compared prev. day:+0,323%
04/2/2013  0,621 -0,001 ->Reduction compared prev.day:-0,161%
05/2/2013 0,618 -0,003 -> Reduction compared prev.day:-0,483%
06/2/2013 0,616 -0,002 -> Reduction compared prev.day:-0324%
07/2/2013 0,617 +0,001 -> Reduction compared prev.day:+0,162%
08/2/2013 0,609 -0,008 -> Reduction compared prev.day:-1,297%
11/2/2013 0,606 -0,003 -> Reduction compared prev.day :-0,493%
12/2/2013 0,604 -0,002 -> Reduction compared prev.day :-0,330%
13/2/2013 0,602 -0,002 -> Reduction compared prev.day :-0,331%
14/2/2013 0,598 -0,004 -> Reduction compared prev.day :-0,664%
15/2/2013 0,593 -0,005 -> Reduction compared prev.day:-0,836%
18/2/2013 0,589 -0,004 -> Reduction compared prev.day:-0,675%
19/2/2013 0,586 -0,003 -> Reduction compared prev.day:-0,509%
20/2/2013 0,585 -0,001 -> Reduction compared prev.day:-0,171%
21/2/2013 0,583 -0,002 -> Reduction compared prev.day:-0,342%
22/2/2013 0,581 -0,002 -> Reduction compared prev.day:-0,343%
25/2/2013 0,571 -0,010 -> Reduction compared prev.day:-1,721%
26/2/2013 0,565 -0,006 -> Reduction compared prev.day:-1,051%
27/2/2013 0,560 -0,005 -> Reduction compared prev.day:-0,885%
28/2/2013 0,559  Theorical expected value

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 587,17 €.
Compared one year ago, in February'12 (1,678%): 681,45 €
Expected monthly savings will be: 94,28 €. 
Expected yearly savings will be:  1131 € (-13,83%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 27/2/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,080	0,090	0,100	0,118	0,169	0,210	0,254
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,296	0,336	0,373	0,413	0,451	0,488	0,526
12 mo.
0,560

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,082	0,091	0,102	0,120	0,175	0,224	0,273
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,319	0,363	0,402	0,443	0,483	0,523	0,561
12m(a)
0,596

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 27/2/2013 at 13:55

Euribor 26/2/2013 (12 months & other types)

Forecast of February average: 0,596 (Reliability: 90%)

Oficial value of day 26/2/13: 0,565 (-1,051%)

 

Comments: Today decreases 6 thousandths, and practically the rest of the Euribor are lower or equal compared yesterday values, the Euribor at 1 week reduces one thousandth: 0,080 (-1,2%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/2/2013 0,622 +0,002 -> Increase compared prev. day:+0,323%
04/2/2013  0,621 -0,001 ->Reduction compared prev.day:-0,161%
05/2/2013 0,618 -0,003 -> Reduction compared prev.day:-0,483%
06/2/2013 0,616 -0,002 -> Reduction compared prev.day:-0324%
07/2/2013 0,617 +0,001 -> Reduction compared prev.day:+0,162%
08/2/2013 0,609 -0,008 -> Reduction compared prev.day:-1,297%
11/2/2013 0,606 -0,003 -> Reduction compared prev.day :-0,493%
12/2/2013 0,604 -0,002 -> Reduction compared prev.day :-0,330%
13/2/2013 0,602 -0,002 -> Reduction compared prev.day :-0,331%
14/2/2013 0,598 -0,004 -> Reduction compared prev.day :-0,664%
15/2/2013 0,593 -0,005 -> Reduction compared prev.day:-0,836%
18/2/2013 0,589 -0,004 -> Reduction compared prev.day:-0,675%
19/2/2013 0,586 -0,003 -> Reduction compared prev.day:-0,509%
20/2/2013 0,585 -0,001 -> Reduction compared prev.day:-0,171%
21/2/2013 0,583 -0,002 -> Reduction compared prev.day:-0,342%
22/2/2013 0,581 -0,002 -> Reduction compared prev.day:-0,343%
25/2/2013 0,571 -0,010 -> Reduction compared prev.day:-1,721%
26/2/2013 0,565 -0,006 -> Reduction compared prev.day:-1,051%
27/2/2013 0,563  Theorical expected value               
28/2/2013 0,562  Theorical expected value   

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 587,17 €.
Compared one year ago, in February'12 (1,678%): 681,45 €
Expected monthly savings will be: 94,28 €. 
Expected yearly savings will be:  1131 € (-13,83%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 26/2/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,080	0,090	0,100	0,117	0,169	0,210	0,256
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,297	0,338	0,376	0,416	0,455	0,492	0,530
12 mo.
0,565

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,082	0,091	0,102	0,121	0,175	0,225	0,274
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,321	0,365	0,404	0,445	0,485	0,525	0,563
12m(a)
0,598

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 26/2/2013 at 13:55

Euribor 25/2/2013 (12 months & other types)

Forecast of February average: 0,596 (Reliability: 85%)

Oficial value of day 25/2/13: 0,571 (-1,721%)

 

Comments: Today decreases 10 thousandths, and practically the rest of the Euribor are lower or equal compared yesterday values, the Euribor at 1 week repeats value: 0,081 (=). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/2/2013 0,622 +0,002 -> Increase compared prev. day:+0,323%
04/2/2013  0,621 -0,001 ->Reduction compared prev.day:-0,161%
05/2/2013 0,618 -0,003 -> Reduction compared prev.day:-0,483%
06/2/2013 0,616 -0,002 -> Reduction compared prev.day:-0324%
07/2/2013 0,617 +0,001 -> Reduction compared prev.day:+0,162%
08/2/2013 0,609 -0,008 -> Reduction compared prev.day:-1,297%
11/2/2013 0,606 -0,003 -> Reduction compared prev.day :-0,493%
12/2/2013 0,604 -0,002 -> Reduction compared prev.day :-0,330%
13/2/2013 0,602 -0,002 -> Reduction compared prev.day :-0,331%
14/2/2013 0,598 -0,004 -> Reduction compared prev.day :-0,664%
15/2/2013 0,593 -0,005 -> Reduction compared prev.day:-0,836%
18/2/2013 0,589 -0,004 -> Reduction compared prev.day:-0,675%
19/2/2013 0,586 -0,003 -> Reduction compared prev.day:-0,509%
20/2/2013 0,585 -0,001 -> Reduction compared prev.day:-0,171%
21/2/2013 0,583 -0,002 -> Reduction compared prev.day:-0,342%
22/2/2013 0,581 -0,002 -> Reduction compared prev.day:-0,343%
25/2/2013 0,571 -0,010 -> Reduction compared prev.day:-1,721%
26/2/2013 0,571  Theorical expected value                
27/2/2013 0,570  Theorical expected value                
28/2/2013 0,570  Theorical expected value      

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 587,17 €.
Compared one year ago, in February'12 (1,678%): 681,45 €
Expected monthly savings will be: 94,28 €. 
Expected yearly savings will be:  1131 € (-13,83%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 25/2/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,081	0,090	0,100	0,117	0,170	0,213	0,260
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,301	0,343	0,381	0,421	0,461	0,498	0,537
12 mo.
0,571

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,082	0,091	0,102	0,121	0,176	0,226	0,275
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,322	0,366	0,405	0,446	0,487	0,527	0,565
12m(a)
0,600

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 25/2/2013 at 13:55

Euribor 22/2/2013 (12 months & other types)

Forecast of February average: 0,597 (Reliability: 80%)

Oficial value of day 22/2/13: 0,581 (-0,343%)

 

Comments: Today decreases 2 thousandths, and practically the rest of the Euribor are lower or equal compared yesterday values, except the Euribor at 1 week which increases one thousandth: 0,081 (+1,2%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/2/2013 0,622 +0,002 -> Increase compared prev. day:+0,323%
04/2/2013  0,621 -0,001 ->Reduction compared prev.day:-0,161%
05/2/2013 0,618 -0,003 -> Reduction compared prev.day:-0,483%
06/2/2013 0,616 -0,002 -> Reduction compared prev.day:-0324%
07/2/2013 0,617 +0,001 -> Reduction compared prev.day:+0,162%
08/2/2013 0,609 -0,008 -> Reduction compared prev.day:-1,297%
11/2/2013 0,606 -0,003 -> Reduction compared prev.day :-0,493%
12/2/2013 0,604 -0,002 -> Reduction compared prev.day :-0,330%
13/2/2013 0,602 -0,002 -> Reduction compared prev.day :-0,331%
14/2/2013 0,598 -0,004 -> Reduction compared prev.day :-0,664%
15/2/2013 0,593 -0,005 -> Reduction compared prev.day:-0,836%
18/2/2013 0,589 -0,004 -> Reduction compared prev.day:-0,675%
19/2/2013 0,586 -0,003 -> Reduction compared prev.day:-0,509%
20/2/2013 0,585 -0,001 -> Reduction compared prev.day:-0,171%
21/2/2013 0,583 -0,002 -> Reduction compared prev.day:-0,342%
22/2/2013 0,581 -0,002 -> Reduction compared prev.day:-0,343%
25/2/2013 0,580  Theorical expected value               
26/2/2013 0,580  Theorical expected value               
27/2/2013 0,578  Theorical expected value               
28/2/2013 0,578  Theorical expected value           

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 587,17 €.
Compared one year ago, in February'12 (1,678%): 681,45 €
Expected monthly savings will be: 94,28 €. 
Expected yearly savings will be:  1131 € (-13,83%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 22/2/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,081	0,090	0,101	0,119	0,173	0,218	0,266
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,309	0,352	0,391	0,430	0,471	0,508	0,547
12 mo.
0,581

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,082	0,092	0,102	0,121	0,176	0,227	0,276
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,324	0,368	0,407	0,448	0,488	0,529	0,567
12m(a)
0,602

 

Graphic of the current month till today of Euribor at 12 months:

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 22/2/2013 at 13:55