Euribor 8/5/2012 (12 months & other types)

Forecast of May average: 1,278 (Reliability: 25%)

Oficial value of day 8/5/12: 1,281 (-0,234%)

 

Comments: Today decreases 3 thousandths, and practically all of the Euribor types are lower compared yesterday values, the Euribor at 1 week repeats value: 0,317 (=).The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
2/5/12 1,303 -0,008 -> Reduction compared prev.day :-0,610%
3/5/12 1,295 -0,008 -> Reduction compared prev.day :-0,614%
4/5/12 1,288 -0,007 -> Reduction compared prev.day :-0,541%
7/5/12 1,284 -0,004 -> Reduction compared prev.day :-0,311%
8/5/12 1,281 -0,003 -> Reduction compared prev.day :-0,234%
9/5/12 1,280  Theorical expected value      
10/5/12 1,280  Theorical expected value      
11/5/12 1,279  Theorical expected value      
14/5/12 1,278  Theorical expected value      
15/5/12 1,277  Theorical expected value      
16/5/12 1,277  Theorical expected value      
17/5/12 1,276  Theorical expected value      
18/5/12 1,275  Theorical expected value      
21/5/12 1,274  Theorical expected value      
22/5/12 1,273  Theorical expected value      
23/5/12 1,273  Theorical expected value      
24/5/12 1,272  Theorical expected value      
25/5/12 1,271  Theorical expected value      
28/5/12 1,269  Theorical expected value      
29/5/12 1,269  Theorical expected value      
30/5/12 1,268  Theorical expected value      
31/5/12 1,268  Theorical expected value 

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 645,60 €.
Compared one year ago, in May'11 (2,147%): 725,05 €
Expected monthly savings will be: 79,45 €. 
Expected yearly savings will be:  953 € (-10,96%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 8/5/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,317	0,335	0,361	0,398	0,508	0,692	0,799
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,890	0,980	1,030	1,085	1,135	1,184	1,231
12 mo.
1,281

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,317	0,334	0,361	0,399	0,511	0,697	0,803
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,895	0,985	1,039	1,093	1,143	1,192	1,240
12m(a)
1,290

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 8/5/2012 at 13:50