Euribor 2/5/2012 (12 months & other types)

Forecast of May average: 1,295 (Reliability: 5%)

Oficial value of day 2/5/12: 1,303 (-0,610%)

 

Comments: Today decreases 8 thousandths, and practically all of the Euribor types are lower compared yesterday values, the Euribor at 1 week decreases 1 thousandth: 0,316 (-0,3%).The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/05/2012 1,303 -0,008 -> Reduction compared prev.day:-0,610%
03/05/2012 1,302  ECB, not expected changes(=1%)     
04/05/2012 1,302  Theorical expected value  
07/05/2012 1,301  Theorical expected value  
08/05/2012 1,301  Theorical expected value  
09/05/2012 1,300  Theorical expected value  
10/05/2012 1,300  Theorical expected value  
11/05/2012 1,299  Theorical expected value  
14/05/2012 1,298  Theorical expected value  
15/05/2012 1,297  Theorical expected value  
16/05/2012 1,297  Theorical expected value  
17/05/2012 1,295  Theorical expected value  
18/05/2012 1,294  Theorical expected value  
21/05/2012 1,293  Theorical expected value  
22/05/2012 1,292  Theorical expected value  
23/05/2012 1,291  Theorical expected value  
24/05/2012 1,290  Theorical expected value  
25/05/2012 1,289  Theorical expected value  
28/05/2012 1,287  Theorical expected value  
29/05/2012 1,287  Theorical expected value  
30/05/2012 1,286  Theorical expected value  
31/05/2012 1,286  Theorical expected value
    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 647,01 €.
Compared one year ago, in May'11 (2,147%): 725,05 €
Expected monthly savings will be: 78,04 €. 
Expected yearly savings will be:  936 € (-10,76%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 2/5/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,316	0,334	0,361	0,401	0,514	0,704	0,809
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,902	0,992	1,049	1,103	1,154	1,204	1,252
12 mo.
1,303

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,316	0,334	0,361	0,401	0,514	0,704	0,809
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,902	0,992	1,049	1,103	1,154	1,204	1,252
12m(a)
1,303

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 2/5/2012 at 13:50