Euribor 15/5/2012 (12 months & other types)

Forecast of May average: 1,277 (Reliability: 45%)

Oficial value of day 15/5/12: 1,272 (-0,313%)

 

Comments: Today reduces 4 thousandths, and practically all of the Euribor types with slight changes compared yesterday values, the Euribor at 1 week decreases one thousandth:  0,317 (-0,3%).The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/05/2012 1,303 -0,008 -> Reduction compared prev.day:-0,610%
03/05/2012 1,295 -0,008 -> Reduction compared prev.day:-0,614%
04/05/2012 1,288 -0,007 -> Reduction compared prev.day:-0,541%
07/05/2012 1,284 -0,004 -> Reduction compared prev.day:-0,311%
08/05/2012 1,281 -0,003 -> Reduction compared prev.day:-0,234%
09/05/2012 1,277 -0,004 -> Reduction compared prev.day:-0,312%
10/05/2012 1,276 -0,001 -> Reduction compared prev.day:-0,078%
11/05/2012 1,276 =0,000 -> Reduction compared prev.day:=0,000%
14/05/2012 1,276 =0,000 -> Reduction compared prev.day:=0,000%
15/05/2012 1,272 -0,004 -> Reduction compared prev.day:-0,313%
16/05/2012 1,272  Theorical expected value     
17/05/2012 1,271  Theorical expected value     
18/05/2012 1,270  Theorical expected value     
21/05/2012 1,269  Theorical expected value     
22/05/2012 1,268  Theorical expected value     
23/05/2012 1,268  Theorical expected value     
24/05/2012 1,267  Theorical expected value     
25/05/2012 1,266  Theorical expected value     
28/05/2012 1,264  Theorical expected value     
29/05/2012 1,264  Theorical expected value     
30/05/2012 1,263  Theorical expected value     
31/05/2012 1,263  Theorical expected value  

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 645,60 €.
Compared one year ago, in May'11 (2,147%): 725,05 €
Expected monthly savings will be: 79,45 €. 
Expected yearly savings will be:  953 € (-10,96%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 15/5/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,317	0,335	0,362	0,396	0,500	0,687	0,791
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,884	0,975	1,025	1,077	1,126	1,175	1,221
12 mo.
1,272

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,317	0,335	0,362	0,398	0,507	0,693	0,799
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,891	0,981	1,033	1,087	1,137	1,186	1,233
12m(a)
1,283

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 15/5/2012 at 13:50