Euribor 22/5/2012 (12 months & other types)

Forecast of May average: 1,272 (Reliability: 65%)

Oficial value of day 22/5/12: 1,259 (-0,396%)

 

Comments: Today reduces 5 thousandths, and practically all of the Euribor types with slight changes compared Friday values, the Euribor at 1 week repeats value continue being in:  0,317 (-0,3%).The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/05/2012 1,303 -0,008 -> Reduction compared prev.day:-0,610%
03/05/2012 1,295 -0,008 -> Reduction compared prev.day:-0,614%
04/05/2012 1,288 -0,007 -> Reduction compared prev.day:-0,541%
07/05/2012 1,284 -0,004 -> Reduction compared prev.day:-0,311%
08/05/2012 1,281 -0,003 -> Reduction compared prev.day:-0,234%
09/05/2012 1,277 -0,004 -> Reduction compared prev.day:-0,312%
10/05/2012 1,276 -0,001 -> Reduction compared prev.day:-0,078%
11/05/2012 1,276 =0,000 -> Reduction compared prev.day:=0,000%
14/05/2012 1,276 =0,000 -> Reduction compared prev.day:=0,000%
15/05/2012 1,272 -0,004 -> Reduction compared prev.day:-0,313%
16/05/2012 1,268 -0,004 -> Reduction compared prev.day:-0,314%
18/05/2012 1,265 -0,002 -> Reduction compared prev.day:-0,158%
21/05/2012 1,264 -0,001 -> Reduction compared prev.day:-0,079%
22/05/2012 1,259 -0,005 -> Reduction compared prev.day:-0,396%
23/05/2012 1,259  Theorical expected value         
24/05/2012 1,258  Theorical expected value         
25/05/2012 1,257  Theorical expected value         
28/05/2012 1,255  Theorical expected value         
29/05/2012 1,255  Theorical expected value         
30/05/2012 1,254  Theorical expected value         
31/05/2012 1,254  Theorical expected value

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 644,98 €.
Compared one year ago, in May'11 (2,147%): 725,05 €
Expected monthly savings will be: 80,07 €. 
Expected yearly savings will be:  961 € (-11,04%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 22/5/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,317	0,335	0,361	0,392	0,495	0,681	0,784
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,873	0,966	1,016	1,068	1,115	1,164	1,211
12 mo.
1,259

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,317	0,335	0,362	0,397	0,503	0,690	0,795
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,886	0,978	1,029	1,082	1,131	1,180	1,227
12m(a)
1,277

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 22/5/2012 at 13:50