Euribor 4/5/2012 (12 months & other types)

Forecast of May average: 1,286 (Reliability: 15%)

Oficial value of day 4/5/12: 1,288 (-0,541%)

 

Comments: Today decreases 7 thousandths, and practically all of the Euribor types are lower compared yesterday values, the Euribor at 1 week increases 1 thousandth: 0,318 (+0,3%).The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
2/5/2012 1,303 -0,008 -> Reduction compared prev.day:-0,610%
3/5/2012 1,295 -0,008 -> Reduction compared prev.day:-0,614%
4/5/2012 1,288 -0,007 -> Reduction compared prev.day:-0,541%
7/5/2012 1,287  Theorical expected value    
8/5/2012 1,286  Theorical expected value    
9/5/2012 1,285  Theorical expected value    
10/5/2012 1,285  Theorical expected value    
11/5/2012 1,284  Theorical expected value    
14/5/2012 1,283  Theorical expected value    
15/5/2012 1,282  Theorical expected value    
16/5/2012 1,282  Theorical expected value    
17/5/2012 1,281  Theorical expected value    
18/5/2012 1,280  Theorical expected value    
21/5/2012 1,279  Theorical expected value    
22/5/2012 1,278  Theorical expected value    
23/5/2012 1,278  Theorical expected value    
24/5/2012 1,277  Theorical expected value    
25/5/2012 1,276  Theorical expected value    
28/5/2012 1,274  Theorical expected value    
29/5/2012 1,274  Theorical expected value    
30/5/2012 1,273  Theorical expected value    
31/5/2012 1,273  Theorical expected value

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 646,31 €.
Compared one year ago, in May'11 (2,147%): 725,05 €
Expected monthly savings will be: 78,74 €. 
Expected yearly savings will be:  945 € (-10,86%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 4/5/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,318	0,335	0,362	0,399	0,511	0,697	0,803
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,895	0,985	1,039	1,092	1,142	1,191	1,239
12 mo.
1,288

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,317	0,334	0,361	0,400	0,512	0,700	0,806
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,898	0,988	1,044	1,097	1,148	1,197	1,245
12m(a)
1,295

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 4/5/2012 at 13:50