Euribor 7/5/2012 (12 months & other types)

Forecast of May average: 1,279 (Reliability: 20%)

Oficial value of day 7/5/12: 1,284 (-0,311%)

 

Comments: Today decreases 4 thousandths, and practically all of the Euribor types are lower compared yesterday values, the Euribor at 1 week decreases 1 thousandth: 0,317 (-0,3%).The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/05/12 1,303 -0,008 -> Reduction compared prev.day:-0,610%
03/05/12 1,295 -0,008 -> Reduction compared prev.day:-0,614%
04/05/12 1,288 -0,007 -> Reduction compared prev.day:-0,541%
07/05/12 1,284 -0,004 -> Reduction compared prev.day:-0,311%
08/05/12 1,283  Theorical expected value     
09/05/12 1,282  Theorical expected value     
10/05/12 1,282  Theorical expected value     
11/05/12 1,281  Theorical expected value     
14/05/12 1,280  Theorical expected value     
15/05/12 1,279  Theorical expected value     
16/05/12 1,279  Theorical expected value     
17/05/12 1,278  Theorical expected value     
18/05/12 1,277  Theorical expected value     
21/05/12 1,276  Theorical expected value     
22/05/12 1,275  Theorical expected value     
23/05/12 1,275  Theorical expected value     
24/05/12 1,274  Theorical expected value     
25/05/12 1,273  Theorical expected value     
28/05/12 1,271  Theorical expected value     
29/05/12 1,271  Theorical expected value     
30/05/12 1,270  Theorical expected value     
31/05/12 1,270  Theorical expected value     

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 645,60 €.
Compared one year ago, in May'11 (2,147%): 725,05 €
Expected monthly savings will be: 79,45 €. 
Expected yearly savings will be:  953 € (-10,96%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 7/5/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,317	0,334	0,362	0,399	0,509	0,693	0,800
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,892	0,982	1,034	1,088	1,138	1,187	1,234
12 mo.
1,284

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,317	0,334	0,361	0,400	0,511	0,699	0,804
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,897	0,987	1,042	1,095	1,145	1,195	1,243
12m(a)
1,293

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 7/5/2012 at 13:50