Euribor 24/5/2012 (12 months & other types)

Forecast of May average: 1,269 (Reliability: 75%)

Oficial value of day 24/5/12: 1,250 (-0,398%)

 

Comments: Today reduces 5 thousandths, and practically all of the Euribor types with slight changes compared yesterday values, the Euribor at 1 week repeats value, continue being in:  0,318 (=).The next update will be done tomorrow around 13:50 hours. I'm sorry but tomorrow 25/5 I won't be able to update the blog.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/05/2012 1,303 -0,008 -> Reduction compared prev.day:-0,610%
03/05/2012 1,295 -0,008 -> Reduction compared prev.day:-0,614%
04/05/2012 1,288 -0,007 -> Reduction compared prev.day:-0,541%
07/05/2012 1,284 -0,004 -> Reduction compared prev.day:-0,311%
08/05/2012 1,281 -0,003 -> Reduction compared prev.day:-0,234%
09/05/2012 1,277 -0,004 -> Reduction compared prev.day:-0,312%
10/05/2012 1,276 -0,001 -> Reduction compared prev.day:-0,078%
11/05/2012 1,276 =0,000 -> Reduction compared prev.day:=0,000%
14/05/2012 1,276 =0,000 -> Reduction compared prev.day:=0,000%
15/05/2012 1,272 -0,004 -> Reduction compared prev.day:-0,313%
16/05/2012 1,268 -0,004 -> Reduction compared prev.day:-0,314%
18/05/2012 1,265 -0,002 -> Reduction compared prev.day:-0,158%
21/05/2012 1,264 -0,001 -> Reduction compared prev.day:-0,079%
22/05/2012 1,259 -0,005 -> Reduction compared prev.day:-0,396%
23/05/2012 1,255 -0,004 -> Reduction compared prev.day:-0,318%
24/05/2012 1,250 -0,005 -> Reduction compared prev.day:-0,398%
25/05/2012 1,249  Theorical expected value
28/05/2012 1,247  Theorical expected value
29/05/2012 1,247  Theorical expected value
30/05/2012 1,246  Theorical expected value
31/05/2012 1,246  Theorical expected value

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 644,72 €.
Compared one year ago, in May'11 (2,147%): 725,05 €
Expected monthly savings will be: 80,33 €. 
Expected yearly savings will be:  964 € (-11,08%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 24/5/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,318	0,335	0,359	0,389	0,491	0,677	0,778
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,867	0,960	1,010	1,060	1,108	1,156	1,203
12 mo.
1,250

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,317	0,335	0,361	0,396	0,502	0,689	0,793
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,884	0,976	1,027	1,080	1,129	1,178	1,225
12m(a)
1,274

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 24/5/2012 at 13:50