Friday, 11 May 2012

Euribor 11/5/2012 (12 months & other types)

Forecast of May average: 1,277 (Reliability: 38%)
Oficial value of day 11/5/12: 1,276 (=0,000%)
 
Comments: Today repeats value, and practically all of the Euribor types with slight changes compared yesterday values, the Euribor at 1 week continues being in:  0,317 (=).The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/05/2012 1,303 -0,008 -> Reduction compared prev.day:-0,610%
03/05/2012 1,295 -0,008 -> Reduction compared prev.day:-0,614%
04/05/2012 1,288 -0,007 -> Reduction compared prev.day:-0,541%
07/05/2012 1,284 -0,004 -> Reduction compared prev.day:-0,311%
08/05/2012 1,281 -0,003 -> Reduction compared prev.day:-0,234%
09/05/2012 1,277 -0,004 -> Reduction compared prev.day:-0,312%
10/05/2012 1,276 -0,001 -> Reduction compared prev.day:-0,078%
11/05/2012 1,276 =0,000 -> Reduction compared prev.day:=0,000%
14/05/2012 1,275  Theorical expected value   
15/05/2012 1,274  Theorical expected value   
16/05/2012 1,274  Theorical expected value   
17/05/2012 1,273  Theorical expected value   
18/05/2012 1,272  Theorical expected value   
21/05/2012 1,271  Theorical expected value   
22/05/2012 1,270  Theorical expected value   
23/05/2012 1,270  Theorical expected value   
24/05/2012 1,269  Theorical expected value   
25/05/2012 1,268  Theorical expected value   
28/05/2012 1,266  Theorical expected value   
29/05/2012 1,266  Theorical expected value   
30/05/2012 1,265  Theorical expected value   
31/05/2012 1,265  Theorical expected value
    
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
645,60 €.
Compared one year ago, in May'11 (2,147%): 725,05 €
Expected monthly savings will be: 79,45 €.
 
Expected yearly savings will be:  953
(-10,96%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 11/5/2012:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,317 0,336 0,363 0,398 0,503 0,690 0,795
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,886 0,977 1,026 1,081 1,129 1,179 1,225
12 mo.





1,276





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,317 0,335 0,362 0,399 0,508 0,695 0,800
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,892 0,982 1,035 1,089 1,139 1,188 1,235
12m(a)





1,285





 
Graphic of the current month till today of Euribor at 12 months:
 
 
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 11/5/2012 at 13:50

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