Euribor 31/5/2012 & final value of May average

Final value of May average: 1,266

Oficial value of day 31/5/2012: 1,232 (-0,404%)

 

Comments: Today 5 thousandths less and all of the Euribor types are lower than yesterday. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
1/05/2012 1,303 -0,008 -> Reduction compared prev.day:-0,610%
03/05/2012 1,295 -0,008 -> Reduction compared prev.day:-0,614%
04/05/2012 1,288 -0,007 -> Reduction compared prev.day:-0,541%
07/05/2012 1,284 -0,004 -> Reduction compared prev.day:-0,311%
08/05/2012 1,281 -0,003 -> Reduction compared prev.day:-0,234%
09/05/2012 1,277 -0,004 -> Reduction compared prev.day:-0,312%
10/05/2012 1,276 -0,001 -> Reduction compared prev.day:-0,078%
11/05/2012 1,276 =0,000 -> Reduction compared prev.day:=0,000%
14/05/2012 1,276 =0,000 -> Reduction compared prev.day:=0,000%
15/05/2012 1,272 -0,004 -> Reduction compared prev.day:-0,313%
16/05/2012 1,268 -0,004 -> Reduction compared prev.day:-0,314%
18/05/2012 1,265 -0,002 -> Reduction compared prev.day:-0,158%
21/05/2012 1,264 -0,001 -> Reduction compared prev.day:-0,079%
22/05/2012 1,259 -0,005 -> Reduction compared prev.day:-0,396%
23/05/2012 1,255 -0,004 -> Reduction compared prev.day:-0,318%
24/05/2012 1,250 -0,005 -> Reduction compared prev.day:-0,398%
25/05/2012 1,246 -0,004 -> Reduction compared prev.day:-0,320%
28/05/2012 1,242 -0,004 -> Reduction compared prev.day:-0,321%
29/05/2012 1,240 -0,002 -> Reduction compared prev.day:-0,161%
30/05/2012 1,237 -0,003 -> Reduction compared prev.day:-0,242%
31/05/2012 1,232 -0,005 -> Reduction compared prev.day:-0,404%

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 644,45 €.
Compared one year ago, in May'11 (2,147%): 725,05 €
Expected monthly savings will be: 80,60 €. 
Expected yearly savings will be:  967 € (-11,12%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 31/5/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,317	0,333	0,357	0,386	0,487	0,668	0,768
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,857	0,946	0,997	1,046	1,094	1,141	1,190
12 mo.
1,232

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,317	0,335	0,361	0,394	0,499	0,685	0,788
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,879	0,970	1,021	1,073	1,122	1,171	1,218
12m(a)
1,266

 

Graphic of the current month till today of Euribor at 12 months:

 

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 31/5/2012 at 13:50

 

Euribor 30/5/2012 (12 months & other types)

Forecast of May average: 1,266 (Reliability: 95%)

Oficial value of day 30/5/12: 1,237 (-0,242%)

 

Comments: Today reduces 3 thousandths, and practically all of the Euribor types with slight changes compared yesterday values, the Euribor at 1 week decreases 2 thousandths:  0,317 (-0,6%).The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/05/2012 1,303 -0,008 -> Reduction compared prev.day:-0,610%
03/05/2012 1,295 -0,008 -> Reduction compared prev.day:-0,614%
04/05/2012 1,288 -0,007 -> Reduction compared prev.day:-0,541%
07/05/2012 1,284 -0,004 -> Reduction compared prev.day:-0,311%
08/05/2012 1,281 -0,003 -> Reduction compared prev.day:-0,234%
09/05/2012 1,277 -0,004 -> Reduction compared prev.day:-0,312%
10/05/2012 1,276 -0,001 -> Reduction compared prev.day:-0,078%
11/05/2012 1,276 =0,000 -> Reduction compared prev.day:=0,000%
14/05/2012 1,276 =0,000 -> Reduction compared prev.day:=0,000%
15/05/2012 1,272 -0,004 -> Reduction compared prev.day:-0,313%
16/05/2012 1,268 -0,004 -> Reduction compared prev.day:-0,314%
18/05/2012 1,265 -0,002 -> Reduction compared prev.day:-0,158%
21/05/2012 1,264 -0,001 -> Reduction compared prev.day:-0,079%
22/05/2012 1,259 -0,005 -> Reduction compared prev.day:-0,396%
23/05/2012 1,255 -0,004 -> Reduction compared prev.day:-0,318%
24/05/2012 1,250 -0,005 -> Reduction compared prev.day:-0,398%
25/05/2012 1,246 -0,004 -> Reduction compared prev.day:-0,320%
28/05/2012 1,242 -0,004 -> Reduction compared prev.day:-0,321%
29/05/2012 1,240 -0,002 -> Reduction compared prev.day:-0,161%
30/05/2012 1,237 -0,003 -> Reduction compared prev.day:-0,242%
31/05/2012 1,236  Theorical expected

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 644,45 €.
Compared one year ago, in May'11 (2,147%): 725,05 €
Expected monthly savings will be: 80,60 €. 
Expected yearly savings will be:  967 € (-11,12%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 30/5/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,317	0,333	0,357	0,387	0,489	0,671	0,770
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,859	0,949	1,000	1,049	1,097	1,145	1,194
12 mo.
1,237

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,317	0,335	0,361	0,394	0,500	0,686	0,789
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,880	0,972	1,022	1,075	1,123	1,172	1,219
12m(a)
1,268

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 30/5/2012 at 13:50

Euribor 29/5/2012 (12 months & other types)

Forecast of May average: 1,266 (Reliability: 90%)

Oficial value of day 29/5/12: 1,240 (-0,161%)

 

Comments: Today reduces 2 thousandths, and practically all of the Euribor types with slight changes compared yesterday values, the Euribor at 1 week increases 1 thousandth:  0,319 (+0,3%).The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/05/2012 1,303 -0,008 -> Reduction compared prev.day:-0,610%
03/05/2012 1,295 -0,008 -> Reduction compared prev.day:-0,614%
04/05/2012 1,288 -0,007 -> Reduction compared prev.day:-0,541%
07/05/2012 1,284 -0,004 -> Reduction compared prev.day:-0,311%
08/05/2012 1,281 -0,003 -> Reduction compared prev.day:-0,234%
09/05/2012 1,277 -0,004 -> Reduction compared prev.day:-0,312%
10/05/2012 1,276 -0,001 -> Reduction compared prev.day:-0,078%
11/05/2012 1,276 =0,000 -> Reduction compared prev.day:=0,000%
14/05/2012 1,276 =0,000 -> Reduction compared prev.day:=0,000%
15/05/2012 1,272 -0,004 -> Reduction compared prev.day:-0,313%
16/05/2012 1,268 -0,004 -> Reduction compared prev.day:-0,314%
18/05/2012 1,265 -0,002 -> Reduction compared prev.day:-0,158%
21/05/2012 1,264 -0,001 -> Reduction compared prev.day:-0,079%
22/05/2012 1,259 -0,005 -> Reduction compared prev.day:-0,396%
23/05/2012 1,255 -0,004 -> Reduction compared prev.day:-0,318%
24/05/2012 1,250 -0,005 -> Reduction compared prev.day:-0,398%
25/05/2012 1,246 -0,004 -> Reduction compared prev.day:-0,320%
28/05/2012 1,242 -0,004 -> Reduction compared prev.day:-0,321%
29/05/2012 1,240 -0,002 -> Reduction compared prev.day:-0,161%
30/05/2012 1,239  Theorical expected 
31/05/2012 1,239  Theorical expected

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 644,45 €.
Compared one year ago, in May'11 (2,147%): 725,05 €
Expected monthly savings will be: 80,60 €. 
Expected yearly savings will be:  967 € (-11,12%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 29/5/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,319	0,335	0,358	0,386	0,489	0,673	0,771
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,860	0,951	1,002	1,051	1,098	1,146	1,195
12 mo.
1,240

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,318	0,335	0,361	0,395	0,500	0,686	0,790
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,881	0,973	1,023	1,076	1,125	1,173	1,221
12m(a)
1,269

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 29/5/2012 at 13:50

Euribor 28/5/2012 (12 months & other types)

Forecast of May average: 1,267 (Reliability: 85%)

Oficial value of day 28/5/12: 1,242 (-0,321%)

 

Comments: Today reduces 4 thousandths, and practically all of the Euribor types with slight changes compared yesterday values, the Euribor at 1 week repeats value, continue being in:  0,318 (=).The next update will be done tomorrow around 13:50 hours. 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/05/2012 1,303 -0,008 -> Reduction compared prev.day:-0,610%
03/05/2012 1,295 -0,008 -> Reduction compared prev.day:-0,614%
04/05/2012 1,288 -0,007 -> Reduction compared prev.day:-0,541%
07/05/2012 1,284 -0,004 -> Reduction compared prev.day:-0,311%
08/05/2012 1,281 -0,003 -> Reduction compared prev.day:-0,234%
09/05/2012 1,277 -0,004 -> Reduction compared prev.day:-0,312%
10/05/2012 1,276 -0,001 -> Reduction compared prev.day:-0,078%
11/05/2012 1,276 =0,000 -> Reduction compared prev.day:=0,000%
14/05/2012 1,276 =0,000 -> Reduction compared prev.day:=0,000%
15/05/2012 1,272 -0,004 -> Reduction compared prev.day:-0,313%
16/05/2012 1,268 -0,004 -> Reduction compared prev.day:-0,314%
18/05/2012 1,265 -0,002 -> Reduction compared prev.day:-0,158%
21/05/2012 1,264 -0,001 -> Reduction compared prev.day:-0,079%
22/05/2012 1,259 -0,005 -> Reduction compared prev.day:-0,396%
23/05/2012 1,255 -0,004 -> Reduction compared prev.day:-0,318%
24/05/2012 1,250 -0,005 -> Reduction compared prev.day:-0,398%
25/05/2012 1,246 -0,004 -> Reduction compared prev.day: -0,320%
28/05/2012 1,242 -0,004 -> Reduction compared prev.day: -0,321%
29/05/2012 1,242  Theorical expected value
30/05/2012 1,241  Theorical expected value
31/05/2012 1,241  Theorical expected value 

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 644,54 €.
Compared one year ago, in May'11 (2,147%): 725,05 €
Expected monthly savings will be: 80,51 €. 
Expected yearly savings will be:  966 € (-11,10%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 28/5/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,318	0,335	0,358	0,387	0,488	0,673	0,774
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,861	0,954	1,003	1,053	1,100	1,150	1,197
12 mo.
1,242

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,317	0,335	0,361	0,395	0,501	0,687	0,791
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,882	0,974	1,024	1,077	1,126	1,175	1,222
12m(a)
1,271

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 28/5/2012 at 13:50

Euribor 24/5/2012 (12 months & other types)

Forecast of May average: 1,269 (Reliability: 75%)

Oficial value of day 24/5/12: 1,250 (-0,398%)

 

Comments: Today reduces 5 thousandths, and practically all of the Euribor types with slight changes compared yesterday values, the Euribor at 1 week repeats value, continue being in:  0,318 (=).The next update will be done tomorrow around 13:50 hours. I'm sorry but tomorrow 25/5 I won't be able to update the blog.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/05/2012 1,303 -0,008 -> Reduction compared prev.day:-0,610%
03/05/2012 1,295 -0,008 -> Reduction compared prev.day:-0,614%
04/05/2012 1,288 -0,007 -> Reduction compared prev.day:-0,541%
07/05/2012 1,284 -0,004 -> Reduction compared prev.day:-0,311%
08/05/2012 1,281 -0,003 -> Reduction compared prev.day:-0,234%
09/05/2012 1,277 -0,004 -> Reduction compared prev.day:-0,312%
10/05/2012 1,276 -0,001 -> Reduction compared prev.day:-0,078%
11/05/2012 1,276 =0,000 -> Reduction compared prev.day:=0,000%
14/05/2012 1,276 =0,000 -> Reduction compared prev.day:=0,000%
15/05/2012 1,272 -0,004 -> Reduction compared prev.day:-0,313%
16/05/2012 1,268 -0,004 -> Reduction compared prev.day:-0,314%
18/05/2012 1,265 -0,002 -> Reduction compared prev.day:-0,158%
21/05/2012 1,264 -0,001 -> Reduction compared prev.day:-0,079%
22/05/2012 1,259 -0,005 -> Reduction compared prev.day:-0,396%
23/05/2012 1,255 -0,004 -> Reduction compared prev.day:-0,318%
24/05/2012 1,250 -0,005 -> Reduction compared prev.day:-0,398%
25/05/2012 1,249  Theorical expected value
28/05/2012 1,247  Theorical expected value
29/05/2012 1,247  Theorical expected value
30/05/2012 1,246  Theorical expected value
31/05/2012 1,246  Theorical expected value

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 644,72 €.
Compared one year ago, in May'11 (2,147%): 725,05 €
Expected monthly savings will be: 80,33 €. 
Expected yearly savings will be:  964 € (-11,08%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 24/5/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,318	0,335	0,359	0,389	0,491	0,677	0,778
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,867	0,960	1,010	1,060	1,108	1,156	1,203
12 mo.
1,250

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,317	0,335	0,361	0,396	0,502	0,689	0,793
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,884	0,976	1,027	1,080	1,129	1,178	1,225
12m(a)
1,274

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 24/5/2012 at 13:50