Euribor 5/4/2012 (12 months & other types)

Forecast of April average: 1,382 (Reliability: 20%)

Oficial value of day 5/4/12: 1,402 (-0,214%)

 

Comments: Today decreases others 3 thousandths more, and practically all of the Euribor types are lower compared yesterday values, the Euribor at 1 week repeats value: 0,317.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
2/4/12 1,410 -0,006 -> Reduction compared prev.day: -0,424%
3/4/12 1,407 -0,003 -> Reduction compared prev.day: -0,213%
4/4/12 1,405 -0,002 -> Reduction compared prev.day: -0,142%
5/4/12 1,402 -0,003 -> Reduction compared prev.day: -0,214%
10/4/12 1,399  Theorical expected value
11/4/12 1,395  Theorical expected value
12/4/12 1,392  Theorical expected value
13/4/12 1,390  Theorical expected value
16/4/12 1,388  Theorical expected value
17/4/12 1,384  Theorical expected value
18/4/12 1,379  Theorical expected value
19/4/12 1,376  Theorical expected value
20/4/12 1,374  Theorical expected value
23/4/12 1,371  Theorical expected value
24/4/12 1,369  Theorical expected value
25/4/12 1,366  Theorical expected value
26/4/12 1,363  Theorical expected value
27/4/12 1,360  Theorical expected value
30/4/12 1,358  Theorical expected value

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 654,74 €.
Compared one year ago, in April'11 (2,086%): 719,29 €
Expected monthly savings will be: 64,55 €. 
Expected yearly savings will be:  775 € (-8,97%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 5/4/2012:

  

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,317	0,336	0,367	0,414	0,571	0,766	0,875
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,971	1,064	1,135	1,194	1,247	1,299	1,348
12 mo.
1,402

 

Real average of Euribor of the current month from 1 week to 12 months:

   

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,317	0,337	0,366	0,416	0,574	0,769	0,879
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,975	1,068	1,141	1,199	1,251	1,301	1,352
12m(a)
1,406

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 5/4/2012 at 13:50