Euribor 23/4/2012 (12 months & other types)

Forecast of April average: 1,372 (Reliability: 75%)

Oficial value of day 23/4/12: 1,348 (-0,296%)

 

Comments: Today decreases 4 thousandths, and practically all of the Euribor types are lower compared Frirday values, the Euribor at 1 week repeats value: 0,319 (=).The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
2-4-12 1,410 -0,006 -> Reduction compared prev.day:-0,424%
3-4-12 1,407 -0,003 -> Reduction compared prev.day:-0,213%
4-4-12 1,405 -0,002 -> Reduction compared prev.day:-0,142%
5-4-12 1,402 -0,003 -> Reduction compared prev.day:-0,214%
10-4-12 1,398 -0,004 -> Reduction compared prev.day:-0,285%
11-4-12 1,393 -0,005 -> Reduction compared prev.day:-0,358%
12-4-12 1,387 -0,006 -> Reduction compared prev.day:-0,431%
13-4-12 1,381 -0,006 -> Reduction compared prev.day:-0,433%
16-4-12 1,375 -0,006 -> Reduction compared prev.day:-0,434%
17-4-12 1,372 -0,003 -> Reduction compared prev.day:-0,218%
18-4-12 1,364 -0,008 -> Reduction compared prev.day:-0,583%
19-4-12 1,357 -0,007 -> Reduction compared prev.day:-0,513%
20-4-12 1,352 -0,005 -> Reduction compared prev.day:-0,368%
23-4-12 1,348 -0,004 -> Reduction compared prev.day:-0,296%
24-4-12 1,346  Theorical expected value          
25-4-12 1,343  Theorical expected value          
26-4-12 1,340  Theorical expected value          
27-4-12 1,337  Theorical expected value          
30-4-12 1,335  Theorical expected value               
    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 653,94 €.
Compared one year ago, in April'11 (2,086%): 719,29 €
Expected monthly savings will be: 65,00 €. 
Expected yearly savings will be:  784 € (-9,09%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 23/4/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,319	0,337	0,366	0,406	0,541	0,731	0,845
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,936	1,027	1,089	1,147	1,198	1,249	1,297
12 mo.
1,348

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,317	0,336	0,366	0,411	0,560	0,753	0,865
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,958	1,050	1,119	1,177	1,228	1,280	1,329
12m(a)
1,382

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 23/4/2012 at 13:50