Euribor 26/4/2012 (12 months & other types)

Forecast of April average: 1,369 (Reliability: 90%)

Oficial value of day 26/4/12: 1,329 (-0,449%)

 

Comments: Today decreases 6 thousandths, and all of the Euribor types are lower compared yesterday values, the Euribor at 1 week decreases one thousandth: 0,318 (-0,3%).The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
2-4-12 1,410 -0,006 -> Reduction compared prev.day:-0,424%
3-4-12 1,407 -0,003 -> Reduction compared prev.day:-0,213%
4-4-12 1,405 -0,002 -> Reduction compared prev.day:-0,142%
5-4-12 1,402 -0,003 -> Reduction compared prev.day:-0,214%
10-4-12 1,398 -0,004 -> Reduction compared prev.day:-0,285%
11-4-12 1,393 -0,005 -> Reduction compared prev.day:-0,358%
12-4-12 1,387 -0,006 -> Reduction compared prev.day:-0,431%
13-4-12 1,381 -0,006 -> Reduction compared prev.day:-0,433%
16-4-12 1,375 -0,006 -> Reduction compared prev.day:-0,434%
17-4-12 1,372 -0,003 -> Reduction compared prev.day:-0,218%
18-4-12 1,364 -0,008 -> Reduction compared prev.day:-0,583%
19-4-12 1,357 -0,007 -> Reduction compared prev.day:-0,513%
20-4-12 1,352 -0,005 -> Reduction compared prev.day:-0,368%
23-4-12 1,348 -0,004 -> Reduction compared prev.day:-0,296%
24-4-12 1,342 -0,006 -> Reduction compared prev.day:-0,445%
25-4-12 1,335 -0,007 -> Reduction compared prev.day:-0,522%
26-4-12 1,329 -0,006 -> Reduction compared prev.day:-0,449%
27-4-12 1,326  Theorical expected value             
30-4-12 1,324  Theorical expected value                   
    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 653,59 €.
Compared one year ago, in April'11 (2,086%): 719,29 €
Expected monthly savings will be: 65,70 €. 
Expected yearly savings will be:  788 € (-9,13%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 26/4/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,318	0,336	0,363	0,402	0,531	0,720	0,831
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,923	1,013	1,073	1,130	1,181	1,232	1,279
12 mo.
1,329

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,317	0,336	0,366	0,410	0,556	0,748	0,860
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,952	1,045	1,112	1,170	1,221	1,272	1,321
12m(a)
1,374

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 26/4/2012 at 13:50