Euribor 12/4/2012 (12 months & other types)

Forecast of April average: 1,382 (Reliability: 35%)

Oficial value of day 12/4/12: 1,387 (-0,431%)

 

Comments: Today decreases 6 thousandths more, and practically all of the Euribor types are lower compared yesterday values, the Euribor at 1 week decreases 2 thousandths: 0,315 (-0,6%), new historical minimum.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
2/4/12 1,410 -0,006 -> Reduction compared prev.day:-0,424%
3/4/12 1,407 -0,003 -> Reduction compared prev.day:-0,213%
4/4/12 1,405 -0,002 -> Reduction compared prev.day:-0,142%
5/4/12 1,402 -0,003 -> Reduction compared prev.day:-0,214%
10/4/12 1,398 -0,004 -> Reduction compared prev.day:-0,285%
11/4/12 1,393 -0,005 -> Reduction compared prev.day:-0,358%
12/4/12 1,387 -0,006 -> Reduction compared prev.day:-0,431%
13/4/12 1,385  Theorical expected value    
16/4/12 1,382  Theorical expected value    
17/4/12 1,378  Theorical expected value    
18/4/12 1,374  Theorical expected value    
19/4/12 1,370  Theorical expected value    
20/4/12 1,368  Theorical expected value    
23/4/12 1,366  Theorical expected value    
24/4/12 1,364  Theorical expected value    
25/4/12 1,361  Theorical expected value    
26/4/12 1,357  Theorical expected value    
27/4/12 1,354  Theorical expected value    
30/4/12 1,353  Theorical expected value

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 654,74 €.
Compared one year ago, in April'11 (2,086%): 719,29 €
Expected monthly savings will be: 64,55 €. 
Expected yearly savings will be:  775 € (-8,97%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 12/4/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,315	0,336	0,367	0,411	0,563	0,757	0,868
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,960	1,053	1,123	1,181	1,232	1,285	1,334
12 mo.
1,387

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,317	0,337	0,367	0,414	0,571	0,765	0,875
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,970	1,063	1,135	1,193	1,245	1,297	1,347
12m(a)
1,400

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 12/4/2012 at 13:50