Euribor 16/4/2012 (12 months & other types)

Forecast of April average: 1,376 (Reliability: 45%)

Oficial value of day 16/4/12: 1,375 (-0,434%)

 

Comments: Today decreases 6 thousandths more, and practically all of the Euribor types are lower compared Friday values, except the Euribor at 1 week repeats value, continue being in: 0,315 (=), the historical minimum.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
2-4-12 1,410 -0,006 -> Reduction compared prev.day:-0,424%
3-4-12 1,407 -0,003 -> Reduction compared prev.day:-0,213%
4-4-12 1,405 -0,002 -> Reduction compared prev.day:-0,142%
5-4-12 1,402 -0,003 -> Reduction compared prev.day:-0,214%
10-4-12 1,398 -0,004 -> Reduction compared prev.day:-0,285%
11-4-12 1,393 -0,005 -> Reduction compared prev.day:-0,358%
12-4-12 1,387 -0,006 -> Reduction compared prev.day:-0,431%
13-4-12 1,381 -0,006 -> Reduction compared prev.day:-0,433%
16-4-12 1,375 -0,006 -> Reduction compared prev.day:-0,434%
17-4-12 1,371  Theorical expected value     
18-4-12 1,366  Theorical expected value     
19-4-12 1,363  Theorical expected value     
20-4-12 1,361  Theorical expected value     
23-4-12 1,358  Theorical expected value     
24-4-12 1,356  Theorical expected value     
25-4-12 1,354  Theorical expected value     
26-4-12 1,350  Theorical expected value     
27-4-12 1,347  Theorical expected value     
30-4-12 1,345  Theorical expected value     

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 654,30 €.
Compared one year ago, in April'11 (2,086%): 719,29 €
Expected monthly savings will be: 65,00 €. 
Expected yearly savings will be:  780 € (-9,04%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 16/4/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,315	0,335	0,365	0,409	0,557	0,750	0,861
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,952	1,044	1,114	1,172	1,222	1,275	1,323
12 mo.
1,375

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,316	0,336	0,366	0,413	0,568	0,762	0,873
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,967	1,060	1,131	1,189	1,241	1,292	1,342
12m(a)
1,395

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 16/4/2012 at 13:50