Euribor 13/4/2012 (12 months & other types)

Forecast of April average: 1,377 (Reliability: 40%)

Oficial value of day 13/4/12: 1,381 (-0,433%)

 

Comments: Today decreases 6 thousandths more, and practically all of the Euribor types are lower compared yesterday values, the Euribor at 1 week repeats value, continue being in: 0,315 (=), the historical minimum.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
2/4/12 1,410 -0,006 -> Reduction compared prev.day:-0,424%
3/4/12 1,407 -0,003 -> Reduction compared prev.day:-0,213%
4/4/12 1,405 -0,002 -> Reduction compared prev.day:-0,142%
5/4/12 1,402 -0,003 -> Reduction compared prev.day:-0,214%
10/4/12 1,398 -0,004 -> Reduction compared prev.day:-0,285%
11/4/12 1,393 -0,005 -> Reduction compared prev.day:-0,358%
12/4/12 1,387 -0,006 -> Reduction compared prev.day:-0,431%
13/4/12 1,381 -0,006 -> Reduction compared prev.day:-0,433%
16/4/12 1,379  Theorical expected value   
17/4/12 1,375  Theorical expected value   
18/4/12 1,370  Theorical expected value   
19/4/12 1,367  Theorical expected value   
20/4/12 1,365  Theorical expected value   
23/4/12 1,362  Theorical expected value   
24/4/12 1,360  Theorical expected value   
25/4/12 1,357  Theorical expected value   
26/4/12 1,354  Theorical expected value   
27/4/12 1,351  Theorical expected value   
30/4/12 1,349  Theorical expected value

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 654,30 €.
Compared one year ago, in April'11 (2,086%): 719,29 €
Expected monthly savings will be: 65,00 €. 
Expected yearly savings will be:  780 € (-9,04%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 13/4/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,315	0,336	0,366	0,410	0,560	0,753	0,864
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,956	1,048	1,118	1,176	1,226	1,279	1,327
12 mo.
1,381

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,317	0,337	0,367	0,414	0,569	0,764	0,874
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,968	1,062	1,133	1,191	1,243	1,295	1,344
12m(a)
1,398

 

Graphic of the current month till today of Euribor at 12 months:

 

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 13/4/2012 at 13:50