Euribor 4/4/2012 (12 months & other types)

Forecast of April average: 1,382 (Reliability: 15%)

Oficial value of day 4/4/12: 1,405 (-0,142%)

 

Comments: Today decreases 2 thousandths more, and practically all of the Euribor types are lower compared yesterday values, the Euribor at 1 week repeats value: 0,317.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/04/12 1,410 -0,006 -> Reduction compared prev.day:-0,424%
03/04/12 1,407 -0,003 -> Reduction compared prev.day:-0,213%
04/04/12 1,405 -0,002 -> Reduction compared prev.day:-0,142%
05/04/12 1,401  ECB, not expected changes(=1,00%)
10/04/12 1,398  Theorical expected value
11/04/12 1,394  Theorical expected value
12/04/12 1,391  Theorical expected value
13/04/12 1,389  Theorical expected value
16/04/12 1,387  Theorical expected value
17/04/12 1,383  Theorical expected value
18/04/12 1,378  Theorical expected value
19/04/12 1,375  Theorical expected value
20/04/12 1,373  Theorical expected value
23/04/12 1,370  Theorical expected value
24/04/12 1,368  Theorical expected value
25/04/12 1,365  Theorical expected value
26/04/12 1,362  Theorical expected value
27/04/12 1,359  Theorical expected value
30/04/12 1,357  Theorical expected value

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 654,74 €.
Compared one year ago, in April'11 (2,086%): 719,29 €
Expected monthly savings will be: 64,55 €. 
Expected yearly savings will be:  775 € (-8,97%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 4/4/2012:

  

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,317	0,337	0,366	0,415	0,572	0,768	0,877
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,974	1,067	1,139	1,197	1,250	1,301	1,350
12 mo.
1,405

Real average of Euribor of the current month from 1 week to 12 months:

  

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,317	0,337	0,366	0,416	0,575	0,770	0,880
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,976	1,070	1,142	1,200	1,253	1,302	1,353
12m(a)
1,407

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 4/4/2012 at 13:50