Euribor 3/4/2012 (12 months & other types)

Forecast of April average: 1,382 (Reliability: 10%)

Oficial value of day 3/4/12: 1,407 (-0,213%)

 

Comments: Today decreases 3 thousandths more, and practically all of the Euribor types are lower compared yesterday values, the Euribor at 1 week decreases 1 thousandth: 0,317 (-0,3%).The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
2/4/2012  1,410 -0,006 -> Reduction compared prev.day: -0,424%
3/4/2012  1,407 -0,003 -> Reduction compared prev.day: -0,213%
4/4/2012  1,405  Theorical expected value
5/4/2012  1,401  ECB, not expected changes(=1,00%)  
10/4/2012 1,398  Theorical expected value
11/4/2012 1,394  Theorical expected value
12/4/2012 1,391  Theorical expected value
13/4/2012 1,389  Theorical expected value
16/4/2012 1,386  Theorical expected value
17/4/2012 1,382  Theorical expected value
18/4/2012 1,378  Theorical expected value
19/4/2012 1,374  Theorical expected value
20/4/2012 1,372  Theorical expected value
23/4/2012 1,370  Theorical expected value
24/4/2012 1,368  Theorical expected value
25/4/2012 1,365  Theorical expected value
26/4/2012 1,361  Theorical expected value
27/4/2012 1,358  Theorical expected value
30/4/2012 1,357  Theorical expected value

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 654,74 €.
Compared one year ago, in April'11 (2,086%): 719,29 €
Expected monthly savings will be: 64,55 €. 
Expected yearly savings will be:  775 € (-8,97%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 3/4/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,317	0,337	0,366	0,416	0,575	0,770	0,880
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,976	1,070	1,143	1,200	1,253	1,301	1,354
12 mo.
1,407

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,318	0,337	0,366	0,417	0,577	0,771	0,881
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,977	1,071	1,144	1,202	1,254	1,303	1,355
12m(a)
1,409

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 3/4/2012 at 13:50