Euribor 30/4/2012 & final value of April average

Final value of April average: 1,368

Oficial value of day 30/4/2012: 1,311 (-0,757%)

 

Comments: Today 10 thousandths less and practically all of the Euribor types are lower than yesterday. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
2-4-12 1,410 -0,006 -> Reduction compared prev.day:-0,424%
3-4-12 1,407 -0,003 -> Reduction compared prev.day:-0,213%
4-4-12 1,405 -0,002 -> Reduction compared prev.day:-0,142%
5-4-12 1,402 -0,003 -> Reduction compared prev.day:-0,214%
10-4-12 1,398 -0,004 -> Reduction compared prev.day:-0,285%
11-4-12 1,393 -0,005 -> Reduction compared prev.day:-0,358%
12-4-12 1,387 -0,006 -> Reduction compared prev.day:-0,431%
13-4-12 1,381 -0,006 -> Reduction compared prev.day:-0,433%
16-4-12 1,375 -0,006 -> Reduction compared prev.day:-0,434%
17-4-12 1,372 -0,003 -> Reduction compared prev.day:-0,218%
18-4-12 1,364 -0,008 -> Reduction compared prev.day:-0,583%
19-4-12 1,357 -0,007 -> Reduction compared prev.day:-0,513%
20-4-12 1,352 -0,005 -> Reduction compared prev.day:-0,368%
23-4-12 1,348 -0,004 -> Reduction compared prev.day:-0,296%
24-4-12 1,342 -0,006 -> Reduction compared prev.day:-0,445%
25-4-12 1,335 -0,007 -> Reduction compared prev.day:-0,522%
26-4-12 1,329 -0,006 -> Reduction compared prev.day:-0,449%
27-4-12 1,321 -0,008 -> Reduction compared prev.day:-0,602%
30-4-12 1,311 -0,010 -> Reduction compared prev.day:-0,757%            
    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 653,50 €.
Compared one year ago, in April'11 (2,086%): 719,29 €
Expected monthly savings will be: 65,79 €. 
Expected yearly savings will be:  789 € (-9,15%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 30/4/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,317	0,334	0,360	0,400	0,519	0,708	0,814
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,907	0,998	1,056	1,112	1,163	1,212	1,261
12 mo.
1,311

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,317	0,336	0,365	0,409	0,552	0,744	0,855
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,948	1,040	1,106	1,164	1,215	1,267	1,315
12m(a)
1,368

 

Graphic of the current month till today of Euribor at 12 months:

 

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 30/4/2012 at 13:50

Euribor 27/4/2012 (12 months & other types)

Forecast of April average: 1,368 (Reliability: 95%)

Oficial value of day 27/4/12: 1,321 (-0,602%)

 

Comments: Today decreases 8 thousandths, and all of the Euribor types are lower compared yesterday values, the Euribor at 1 week decreases 2 thousandths: 0,316 (-0,6%).The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
2-4-12 1,410 -0,006 -> Reduction compared prev.day:-0,424%
3-4-12 1,407 -0,003 -> Reduction compared prev.day:-0,213%
4-4-12 1,405 -0,002 -> Reduction compared prev.day:-0,142%
5-4-12 1,402 -0,003 -> Reduction compared prev.day:-0,214%
10-4-12 1,398 -0,004 -> Reduction compared prev.day:-0,285%
11-4-12 1,393 -0,005 -> Reduction compared prev.day:-0,358%
12-4-12 1,387 -0,006 -> Reduction compared prev.day:-0,431%
13-4-12 1,381 -0,006 -> Reduction compared prev.day:-0,433%
16-4-12 1,375 -0,006 -> Reduction compared prev.day:-0,434%
17-4-12 1,372 -0,003 -> Reduction compared prev.day:-0,218%
18-4-12 1,364 -0,008 -> Reduction compared prev.day:-0,583%
19-4-12 1,357 -0,007 -> Reduction compared prev.day:-0,513%
20-4-12 1,352 -0,005 -> Reduction compared prev.day:-0,368%
23-4-12 1,348 -0,004 -> Reduction compared prev.day:-0,296%
24-4-12 1,342 -0,006 -> Reduction compared prev.day:-0,445%
25-4-12 1,335 -0,007 -> Reduction compared prev.day:-0,522%
26-4-12 1,329 -0,006 -> Reduction compared prev.day:-0,449%
27-4-12 1,321 -0,008 -> Reduction compared prev.day:-0,602%
30-4-12 1,319  Theorical expected value                    
    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 653,50 €.
Compared one year ago, in April'11 (2,086%): 719,29 €
Expected monthly savings will be: 65,79 €. 
Expected yearly savings will be:  789 € (-9,15%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 27/4/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,316	0,335	0,362	0,402	0,526	0,715	0,824
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,915	1,007	1,065	1,122	1,173	1,223	1,271
12 mo.
1,321

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,317	0,336	0,366	0,409	0,554	0,746	0,858
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,950	1,043	1,109	1,167	1,218	1,270	1,318
12m(a)
1,371

 

Graphic of the current month till today of Euribor at 12 months:

 

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 27/4/2012 at 13:50

Euribor 26/4/2012 (12 months & other types)

Forecast of April average: 1,369 (Reliability: 90%)

Oficial value of day 26/4/12: 1,329 (-0,449%)

 

Comments: Today decreases 6 thousandths, and all of the Euribor types are lower compared yesterday values, the Euribor at 1 week decreases one thousandth: 0,318 (-0,3%).The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
2-4-12 1,410 -0,006 -> Reduction compared prev.day:-0,424%
3-4-12 1,407 -0,003 -> Reduction compared prev.day:-0,213%
4-4-12 1,405 -0,002 -> Reduction compared prev.day:-0,142%
5-4-12 1,402 -0,003 -> Reduction compared prev.day:-0,214%
10-4-12 1,398 -0,004 -> Reduction compared prev.day:-0,285%
11-4-12 1,393 -0,005 -> Reduction compared prev.day:-0,358%
12-4-12 1,387 -0,006 -> Reduction compared prev.day:-0,431%
13-4-12 1,381 -0,006 -> Reduction compared prev.day:-0,433%
16-4-12 1,375 -0,006 -> Reduction compared prev.day:-0,434%
17-4-12 1,372 -0,003 -> Reduction compared prev.day:-0,218%
18-4-12 1,364 -0,008 -> Reduction compared prev.day:-0,583%
19-4-12 1,357 -0,007 -> Reduction compared prev.day:-0,513%
20-4-12 1,352 -0,005 -> Reduction compared prev.day:-0,368%
23-4-12 1,348 -0,004 -> Reduction compared prev.day:-0,296%
24-4-12 1,342 -0,006 -> Reduction compared prev.day:-0,445%
25-4-12 1,335 -0,007 -> Reduction compared prev.day:-0,522%
26-4-12 1,329 -0,006 -> Reduction compared prev.day:-0,449%
27-4-12 1,326  Theorical expected value             
30-4-12 1,324  Theorical expected value                   
    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 653,59 €.
Compared one year ago, in April'11 (2,086%): 719,29 €
Expected monthly savings will be: 65,70 €. 
Expected yearly savings will be:  788 € (-9,13%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 26/4/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,318	0,336	0,363	0,402	0,531	0,720	0,831
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,923	1,013	1,073	1,130	1,181	1,232	1,279
12 mo.
1,329

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,317	0,336	0,366	0,410	0,556	0,748	0,860
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,952	1,045	1,112	1,170	1,221	1,272	1,321
12m(a)
1,374

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 26/4/2012 at 13:50

Euribor 25/4/2012 (12 months & other types)

Forecast of April average: 1,369 (Reliability: 85%)

Oficial value of day 25/4/12: 1,335 (-0,522%)

 

Comments: Today decreases 7 thousandths, and practically all of the Euribor types are lower compared yesterday values, the Euribor at 1 week increases other thousandth: 0,319 (+0,3%).The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
2-4-12 1,410 -0,006 -> Reduction compared prev.day:-0,424%
3-4-12 1,407 -0,003 -> Reduction compared prev.day:-0,213%
4-4-12 1,405 -0,002 -> Reduction compared prev.day:-0,142%
5-4-12 1,402 -0,003 -> Reduction compared prev.day:-0,214%
10-4-12 1,398 -0,004 -> Reduction compared prev.day:-0,285%
11-4-12 1,393 -0,005 -> Reduction compared prev.day:-0,358%
12-4-12 1,387 -0,006 -> Reduction compared prev.day:-0,431%
13-4-12 1,381 -0,006 -> Reduction compared prev.day:-0,433%
16-4-12 1,375 -0,006 -> Reduction compared prev.day:-0,434%
17-4-12 1,372 -0,003 -> Reduction compared prev.day:-0,218%
18-4-12 1,364 -0,008 -> Reduction compared prev.day:-0,583%
19-4-12 1,357 -0,007 -> Reduction compared prev.day:-0,513%
20-4-12 1,352 -0,005 -> Reduction compared prev.day:-0,368%
23-4-12 1,348 -0,004 -> Reduction compared prev.day:-0,296%
24-4-12 1,342 -0,006 -> Reduction compared prev.day:-0,445%
25-4-12 1,335 -0,007 -> Reduction compared prev.day:-0,522%
26-4-12 1,331  Theorical expected value            
27-4-12 1,328  Theorical expected value            
30-4-12 1,327  Theorical expected value                      
    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 653,59 €.
Compared one year ago, in April'11 (2,086%): 719,29 €
Expected monthly savings will be: 65,70 €. 
Expected yearly savings will be:  788 € (-9,13%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 25/4/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,319	0,337	0,365	0,404	0,534	0,724	0,836
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,928	1,018	1,078	1,136	1,186	1,236	1,285
12 mo.
1,335

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,317	0,336	0,366	0,410	0,557	0,750	0,861
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,954	1,047	1,114	1,172	1,223	1,275	1,324
12m(a)
1,377

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 25/4/2012 at 13:50