Wednesday, 14 September 2011

Euribor 14/9/2011 (12 months & other types)

Forecast of September average: 2,060 (Reliability: 45%)
Oficial value of day 14/9/11: 2,058 (+0,292%)
 
Comments: Today 6 thousandths more and practically all of the rest Euribor types with lightly higher values than yesterday.The next update will be done tomorrow around 13:10 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/09/2011 2,089 =0,000 -> Increase compared prev. day:=0,000%
02/09/2011 2,083 -0,006 -> Reduction compared prev.day:-0,287%
05/09/2011 2,071 -0,012 -> Reduction compared prev.day:-0,576%
06/09/2011 2,066 -0,005 -> Reduction compared prev.day:-0,241%
07/09/2011 2,067 +0,001 -> Increase compared prev. day: +0,048%
08/09/2011 2,067 =0,000 -> Increase compared prev. day:=0,000%
09/09/2011 2,059 -0,008 -> Reduction compared prev.day:-0,387%
12/09/2011 2,051 -0,008 -> Reduction compared prev.day:-0,389%
13/09/2011 2,052 +0,001 -> Increase compared prev. day:+0,049%
14/09/2011 2,058 +0,006 -> Increase compared prev. day:+0,292%
15/09/2011 2,057  Theorical expected value        
16/09/2011 2,058  Theorical expected value        
19/09/2011 2,057  Theorical expected value        
20/09/2011 2,059  Theorical expected value        
21/09/2011 2,058  Theorical expected value        
22/09/2011 2,057  Theorical expected value        
23/09/2011 2,058  Theorical expected value        
26/09/2011 2,059  Theorical expected value        
27/09/2011 2,058  Theorical expected value        
28/09/2011 2,057  Theorical expected value        
29/09/2011 2,055  Theorical expected value        
30/09/2011 2,053  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
717,03 €.
Compared one year ago, in September'10 (1,420%): 658,14 €
Expected monthly extra expenses will be: 58,85 €.
 
Expected yearly extra expenses will be:  707
(+8,95%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 14/9/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,094 1,190 1,274 1,342 1,409 1,529 1,588
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,649 1,729 1,784 1,831 1,889 1,938 2,002
12 mo.





2,058





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
1,092 1,194 1,274 1,344 1,413 1,533 1,591
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,652 1,733 1,790 1,836 1,893 1,944 2,009
12m(a)





2,066





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 14/9/2011 at 13:40

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