Tuesday, 27 September 2011

Euribor 27/9/2011 (12 months & other types)

Forecast of September average: 2,064 (Reliability: 86%)
Oficial value of day 27/9/11: 2,064 (+0,340%)
 
Comments: Today 7 thousandths more and  all the rest of Euribor types are higher than yesterday.The next update will be done tomorrow around 13:10 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/09/2011 2,089 =0,000 -> Increase compared prev. day:=0,000%
02/09/2011 2,083 -0,006 -> Reduction compared prev.day:-0,287%
05/09/2011 2,071 -0,012 -> Reduction compared prev.day:-0,576%
06/09/2011 2,066 -0,005 -> Reduction compared prev.day:-0,241%
07/09/2011 2,067 +0,001 -> Increase compared prev. day: +0,048%
08/09/2011 2,067 =0,000 -> Increase compared prev. day:=0,000%
09/09/2011 2,059 -0,008 -> Reduction compared prev.day:-0,387%
12/09/2011 2,051 -0,008 -> Reduction compared prev.day:-0,389%
13/09/2011 2,052 +0,001 -> Increase compared prev. day:+0,049%
14/09/2011 2,058 +0,006 -> Increase compared prev. day:+0,292%
15/09/2011 2,066 +0,008 -> Increase compared prev. day:+0,389%
16/09/2011 2,068 +0,002 -> Increase compared prev. day:+0,097%
19/09/2011 2,064 -0,004 -> Reduction compared prev.day:-0,193%
20/09/2011 2,065 +0,001 -> Increase compared prev. day:+0,048%
21/09/2011 2,065 =0,000 -> Increase compared prev. day:=0,000%
22/09/2011 2,060 -0,005 -> Reduction compared prev.day:-0,242%
23/09/2011 2,060 =0,000 -> Reduction compared prev.day:=0,000%
26/09/2011 2,057 -0,003 -> Reduction compared prev.day:-0,146%
27/09/2011 2,064 +0,007 ->  Increase compared prev. day:+0,340%
28/09/2011 2,064  Theorical expected value       
29/09/2011 2,065  Theorical expected value       
30/09/2011 2,064  Theorical expected value      
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
717,03 €.
Compared one year ago, in September'10 (1,420%): 658,14 €
Expected monthly extra expenses will be: 58,85 €.
 
Expected yearly extra expenses will be:  707
(+8,95%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 27/9/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,211 1,253 1,301 1,351 1,418 1,537 1,595
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,659 1,738 1,794 1,840 1,896 1,949 2,010
12 mo.





2,064





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
1,120 1,207 1,282 1,346 1,414 1,534 1,592
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,654 1,734 1,791 1,836 1,894 1,945 2,010
12m(a)





2,065





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 27/9/2011 at 16:10

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