Euribor 22/9/2011 (12 months & other types)

Forecast of September average: 2,064 (Reliability: 72%)

Oficial value of day 22/9/11: 2,060 (-0,242%)

 

Comments: Today 5 thousandths less and practically  all the Euribor types are lower than yesterday values except from 1 to 3 weeks that are higher.The next update will be done tomorrow around 13:10 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/09/2011 2,089 =0,000 -> Increase compared prev. day:=0,000%
02/09/2011 2,083 -0,006 -> Reduction compared prev.day:-0,287%
05/09/2011 2,071 -0,012 -> Reduction compared prev.day:-0,576%
06/09/2011 2,066 -0,005 -> Reduction compared prev.day:-0,241%
07/09/2011 2,067 +0,001 -> Increase compared prev. day: +0,048%
08/09/2011 2,067 =0,000 -> Increase compared prev. day:=0,000%
09/09/2011 2,059 -0,008 -> Reduction compared prev.day:-0,387%
12/09/2011 2,051 -0,008 -> Reduction compared prev.day:-0,389%
13/09/2011 2,052 +0,001 -> Increase compared prev. day:+0,049%
14/09/2011 2,058 +0,006 -> Increase compared prev. day:+0,292%
15/09/2011 2,066 +0,008 -> Increase compared prev. day:+0,389%
16/09/2011 2,068 +0,002 -> Increase compared prev. day:+0,097%
19/09/2011 2,064 -0,004 -> Reduction compared prev.day:-0,193%
20/09/2011 2,065 +0,001 -> Increase compared prev. day:+0,048%
21/09/2011 2,065 =0,000 -> Increase compared prev. day:=0,000%
22/09/2011 2,060 -0,005 -> Reduction compared prev.day:-0,242%
23/09/2011 2,060  Theorical expected value              
26/09/2011 2,061  Theorical expected value              
27/09/2011 2,060  Theorical expected value              
28/09/2011 2,059  Theorical expected value              
29/09/2011 2,060  Theorical expected value              
30/09/2011 2,058  Theorical expected value         

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 717,03 €.
Compared one year ago, in September'10 (1,420%): 658,14 €
Expected monthly extra expenses will be: 58,85 €. 
Expected yearly extra expenses will be:  707 € (+8,95%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 22/9/2011:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
1,170	1,227	1,294	1,350	1,415	1,536	1,594
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,655	1,734	1,789	1,834	1,892	1,944	2,009
12 mo.
2,060

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
1,106	1,200	1,278	1,345	1,414	1,534	1,592
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,654	1,734	1,791	1,836	1,894	1,945	2,010
12m(a)
2,066

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 22/9/2011 at 14:10