Thursday, 29 September 2011

Euribor 29/9/2011 (12 months & other types)

Forecast of September average: 2,067 (Reliability: 95%)
Oficial value of day 29/9/11: 2,081 (+0,289%)
 
Comments: Today  6 thousandths more and  practically all the rest of Euribor types continues being higher than yesterday values except from 1 week till 1 months wich are lower.The next update will be done tomorrow around 14:10 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/09/2011 2,089 =0,000 -> Increase compared prev. day:=0,000%
02/09/2011 2,083 -0,006 -> Reduction compared prev.day:-0,287%
05/09/2011 2,071 -0,012 -> Reduction compared prev.day:-0,576%
06/09/2011 2,066 -0,005 -> Reduction compared prev.day:-0,241%
07/09/2011 2,067 +0,001 -> Increase compared prev. day: +0,048%
08/09/2011 2,067 =0,000 -> Increase compared prev. day:=0,000%
09/09/2011 2,059 -0,008 -> Reduction compared prev.day:-0,387%
12/09/2011 2,051 -0,008 -> Reduction compared prev.day:-0,389%
13/09/2011 2,052 +0,001 -> Increase compared prev. day:+0,049%
14/09/2011 2,058 +0,006 -> Increase compared prev. day:+0,292%
15/09/2011 2,066 +0,008 -> Increase compared prev. day:+0,389%
16/09/2011 2,068 +0,002 -> Increase compared prev. day:+0,097%
19/09/2011 2,064 -0,004 -> Reduction compared prev.day:-0,193%
20/09/2011 2,065 +0,001 -> Increase compared prev. day:+0,048%
21/09/2011 2,065 =0,000 -> Increase compared prev. day:=0,000%
22/09/2011 2,060 -0,005 -> Reduction compared prev.day:-0,242%
23/09/2011 2,060 =0,000 -> Reduction compared prev.day:=0,000%
26/09/2011 2,057 -0,003 -> Reduction compared prev.day:-0,146%
27/09/2011 2,064 +0,007 -> Increase compared prev. day:+0,340%
28/09/2011 2,075 +0,011 -> Increase compared prev. day:+0,533%
29/09/2011 2,081 +0,006 -> Increase compared prev. day:+0,289%
30/09/2011 2,082  Theorical expected value    
 
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
717,50 €.
Compared one year ago, in September'10 (1,420%): 658,14 €
Expected monthly extra expenses will be: 59,36 €.
 
Expected yearly extra expenses will be:  712
(+9,02%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 29/9/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,220 1,255 1,302 1,356 1,423 1,550 1,608
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,671 1,750 1,807 1,853 1,913 1,965 2,029
12 mo.





2,081





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
1,130 1,212 1,284 1,347 1,415 1,536 1,594
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,656 1,735 1,792 1,838 1,895 1,947 2,011
12m(a)





2,066





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 29/9/2011 at 14:10

No comments:

Post a Comment

Note: only a member of this blog may post a comment.