Monday, 9 September 2013

Euribor 9/9/2013 (12 months & other types)

Forecast of Setember average: 0,552 (Reliability: 28%)
Oficial value of day 9/9/13: 0,547 (-0,726%)
 
Comments: Today decreases 4 thousandths and the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week repeats value: 0,098 (=). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/09/2013 0,550 +0,005 -> Increase compared previ. day:+0,917%
03/09/2013 0,548 -0,002 -> Reduction compared prev. day :-0,364%
04/09/2013 0,549 +0,001 -> Increase compared previ. day:+0,182%
05/09/2013 0,551 +0,002 -> Increase compared previ. day:+0,364%
06/09/2013 0,551 =0,000 -> Increase compared previ. day:=0,000%
09/09/2013 0,547 -0,004 -> Reduction compared prev. day :-0,726%
10/09/2013 0,547  Theorical expected value       
11/09/2013 0,547  Theorical expected value       
12/09/2013 0,548  Theorical expected value       
13/09/2013 0,547  Theorical expected value       
16/09/2013 0,547  Theorical expected value       
17/09/2013 0,550  Theorical expected value       
18/09/2013 0,549  Theorical expected value       
19/09/2013 0,550  Theorical expected value       
20/09/2013 0,550  Theorical expected value       
23/09/2013 0,550  Theorical expected value       
24/09/2013 0,550  Theorical expected value       
25/09/2013 0,551  Theorical expected value       
26/09/2013 0,552  Theorical expected value       
27/09/2013 0,553  Theorical expected value       
30/09/2013 0,552  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
583,34 €.
Compared one year ago, in Setember'12 (0,740%): 599,01 €
Expected monthly savings will be: 15,66 €.
 
Expected yearly savings will be:  188
(-4,76%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 9/9/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,098 0,106 0,115 0,129 0,175 0,225 0,258
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,297 0,342 0,376 0,411 0,452 0,487 0,518
12 mo.
0,547
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,097 0,106 0,115 0,129 0,176 0,225 0,259
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,297 0,343 0,378 0,413 0,454 0,488 0,520
12m(a)
0,549
 
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 9/9/2013 at 13:55
 

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