Wednesday, 25 September 2013

Euribor 25/9/2013 (12 months & other types)

Forecast of Setember average: 0,544 (Reliability: 85%)
Oficial value of day 25/9/13: 0,536 (+0,375%)
 
Comments: Today increases 2 thousandths and the rest of the Euribor types with slightly changes  compared yesterday values, the Euribor at 1 week increases increases one thousandth: 0,101 (+1%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/09/2013 0,550 +0,005 -> Increase compared previ. day:+0,917%
03/09/2013 0,548 -0,002 -> Reduction compared prev. day :-0,364%
04/09/2013 0,549 +0,001 -> Increase compared previ. day:+0,182%
05/09/2013 0,551 +0,002 -> Increase compared previ. day:+0,364%
06/09/2013 0,551 =0,000 -> Increase compared previ. day:=0,000%
09/09/2013 0,547 -0,004 -> Reduction compared prev. day :-0,726%
10/09/2013 0,549 +0,002 -> Increase compared previ. day:+0,366%
11/09/2013 0,550 +0,001 -> Increase compared previ. day:+0,182%
12/09/2013 0,547 -0,003 -> Reduction compared prev. day :-0,545%
13/09/2013 0,548 +0,001 -> Increase compared previ. day:+0,183%
16/09/2013 0,542 -0,006 -> Reduction compared prev. day :-1,095%
17/09/2013 0,542 =0,000 -> Reduction compared prev. day:=0,000%
18/09/2013 0,543 +0,001 -> Increase compared previ. day:+0,185%
19/09/2013 0,537 -0,006 -> Reduction compared prev. day:-1,105%
20/09/2013 0,536 -0,001 -> Reduction compared prev. day:-0,186%
23/09/2013 0,538 +0,002 -> Increase compared previ. day:+0,373%
24/09/2013 0,534 -0,004 -> Reduction compared prev. day:-0,743%
25/09/2013 0,536 +0,002 -> Increase compared previ. day:+0,375%
26/09/2013 0,537  Theorical expected value       
27/09/2013 0,537  Theorical expected value       
30/09/2013 0,536  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
582,60 €.
Compared one year ago, in Setember'12 (0,740%): 599,01 €
Expected monthly savings will be: 16,41 €.
 
Expected yearly savings will be:  197
(-2,74%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 25/9/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,101 0,108 0,114 0,128 0,174 0,221 0,257
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,296 0,337 0,370 0,408 0,445 0,476 0,508
12 mo.
0,536
 
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,097 0,106 0,114 0,128 0,175 0,223 0,257
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,296 0,340 0,375 0,410 0,450 0,484 0,515
12m(a)
0,544
 
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 25/9/2013 at 13:55
 

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