Euribor 30/09/2013 & final value of September average

Final value of September average: 0,543

Oficial value of day 30/9/2013: 0,539 (+0,186%)

 

Comments: Today increases one thousandth, and practically all of the Euribor types are a little bit higher or equal compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/09/2013 0,550 +0,005 -> Increase compared previ. day:+0,917%
03/09/2013 0,548 -0,002 -> Reduction compared prev. day :-0,364%
04/09/2013 0,549 +0,001 -> Increase compared previ. day:+0,182%
05/09/2013 0,551 +0,002 -> Increase compared previ. day:+0,364%
06/09/2013 0,551 =0,000 -> Increase compared previ. day:=0,000%
09/09/2013 0,547 -0,004 -> Reduction compared prev. day :-0,726%
10/09/2013 0,549 +0,002 -> Increase compared previ. day:+0,366%
11/09/2013 0,550 +0,001 -> Increase compared previ. day:+0,182%
12/09/2013 0,547 -0,003 -> Reduction compared prev. day :-0,545%
13/09/2013 0,548 +0,001 -> Increase compared previ. day:+0,183%
16/09/2013 0,542 -0,006 -> Reduction compared prev. day :-1,095%
17/09/2013 0,542 =0,000 -> Reduction compared prev. day:=0,000%
18/09/2013 0,543 +0,001 -> Increase compared previ. day:+0,185%
19/09/2013 0,537 -0,006 -> Reduction compared prev. day:-1,105%
20/09/2013 0,536 -0,001 -> Reduction compared prev. day:-0,186%
23/09/2013 0,538 +0,002 -> Increase compared previ. day:+0,373%
24/09/2013 0,534 -0,004 -> Reduction compared prev. day:-0,743%
25/09/2013 0,536 +0,002 -> Increase compared previ. day:+0,375%
26/09/2013 0,537 +0,001 -> Increase compared previ. day:+0,187%
27/09/2013 0,538 +0,001 -> Incremen. respecto al día ant.:+0,186%
30/09/2013 0,539 +0,001 -> Incremen. respecto al día ant.:+0,186%

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 582,51 €.
Compared one year ago, in Setember'12 (0,740%): 599,01 €
Expected monthly savings will be: 16,49 €. 
Expected yearly savings will be:  198 € (-2,75%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 30/9/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,098	0,107	0,116	0,128	0,172	0,225	0,260
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,296	0,340	0,371	0,410	0,448	0,478	0,508
12 mo.
0,539

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,098	0,106	0,114	0,128	0,174	0,223	0,257
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,296	0,340	0,374	0,410	0,449	0,483	0,514
12m(a)
0,543

 

Graphic of the current month till today of Euribor at 12 months:

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 30/9/2013 at 13:55