Euribor 4/9/2013 (12 months & other types)

Forecast of Setember average: 0,553 (Reliability: 15%)

Oficial value of day 4/9/13: 0,549 (+0,182%)

 

Comments: Today increases one thousandth and the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week repeats value: 0,097 (=). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/09/2013 0,550 +0,005 -> Increase compared previ. day:+0,917%
03/09/2013 0,548 -0,002 -> Reduction compared prev. day :-0,364%
04/09/2013 0,549 +0,001 -> Increase compared previ. day:+0,182%
05/09/2013 0,549  ECB, not expected changes(=0,50%)   
06/09/2013 0,549  Theorical expected value     
09/09/2013 0,549  Theorical expected value     
10/09/2013 0,549  Theorical expected value     
11/09/2013 0,549  Theorical expected value     
12/09/2013 0,550  Theorical expected value     
13/09/2013 0,549  Theorical expected value     
16/09/2013 0,549  Theorical expected value     
17/09/2013 0,552  Theorical expected value     
18/09/2013 0,551  Theorical expected value     
19/09/2013 0,552  Theorical expected value     
20/09/2013 0,552  Theorical expected value     
23/09/2013 0,552  Theorical expected value     
24/09/2013 0,552  Theorical expected value     
25/09/2013 0,553  Theorical expected value     
26/09/2013 0,554  Theorical expected value     
27/09/2013 0,555  Theorical expected value     
30/09/2013 0,554  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 583,34 €.
Compared one year ago, in Setember'12 (0,740%): 599,01 €
Expected monthly savings will be: 15,66 €. 
Expected yearly savings will be:  188 € (-4,76%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 4/9/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,097	0,106	0,114	0,129	0,176	0,225	0,258
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,297	0,343	0,377	0,412	0,453	0,487	0,519
12 mo.
0,549

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,097	0,106	0,114	0,129	0,176	0,225	0,258
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,297	0,343	0,377	0,412	0,453	0,487	0,519
12m(a)
0,549

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 4/9/2013 at 13:55