Euribor 2/9/2013 (12 months & other types)

Forecast of Setember average: 0,553 (Reliability: 5%)

Oficial value of day 2/9/13: 0,550 (+0,917%)

 

Comments: Today increases 5 thousandths and the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week decreases one thousandth: 0,097 (-1,0%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/09/2013 0,550 +0,005 -> Increase compared previ. day:+0,917%
03/09/2013 0,551  Theorical expected value   
04/09/2013 0,549  Theorical expected value   
05/09/2013 0,551  ECB, not expected changes(=0,50%) 
06/09/2013 0,551  Theorical expected value   
09/09/2013 0,551  Theorical expected value   
10/09/2013 0,551  Theorical expected value   
11/09/2013 0,551  Theorical expected value   
12/09/2013 0,552  Theorical expected value   
13/09/2013 0,551  Theorical expected value   
16/09/2013 0,551  Theorical expected value   
17/09/2013 0,554  Theorical expected value   
18/09/2013 0,553  Theorical expected value   
19/09/2013 0,554  Theorical expected value   
20/09/2013 0,554  Theorical expected value   
23/09/2013 0,554  Theorical expected value   
24/09/2013 0,554  Theorical expected value   
25/09/2013 0,555  Theorical expected value   
26/09/2013 0,556  Theorical expected value   
27/09/2013 0,557  Theorical expected value   
30/09/2013 0,556  Theorical expected value 

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 583,34 €.
Compared one year ago, in Setember'12 (0,740%): 599,01 €
Expected monthly savings will be: 15,66 €. 
Expected yearly savings will be:  188 € (-4,76%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 2/9/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,097	0,106	0,115	0,129	0,176	0,225	0,258
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,298	0,344	0,378	0,413	0,454	0,487	0,519
12 mo.
0,550

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,097	0,106	0,115	0,129	0,176	0,225	0,258
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,298	0,344	0,378	0,413	0,454	0,487	0,519
12m(a)
0,550

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 2/9/2013 at 13:55