Euribor 20/9/2013 (12 months & other types)

Forecast of Setember average: 0,544 (Reliability: 70%)

Oficial value of day 20/9/13: 0,536 (-0,186%)

 

Comments: Today decreases one thousandth and the rest of the Euribor types with slightly changes  compared yesterday values, except the Euribor at 1 week which increases 4 thousandths: 0,099 (+4,21%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/09/2013 0,550 +0,005 -> Increase compared previ. day:+0,917%
03/09/2013 0,548 -0,002 -> Reduction compared prev. day :-0,364%
04/09/2013 0,549 +0,001 -> Increase compared previ. day:+0,182%
05/09/2013 0,551 +0,002 -> Increase compared previ. day:+0,364%
06/09/2013 0,551 =0,000 -> Increase compared previ. day:=0,000%
09/09/2013 0,547 -0,004 -> Reduction compared prev. day :-0,726%
10/09/2013 0,549 +0,002 -> Increase compared previ. day:+0,366%
11/09/2013 0,550 +0,001 -> Increase compared previ. day:+0,182%
12/09/2013 0,547 -0,003 -> Reduction compared prev. day :-0,545%
13/09/2013 0,548 +0,001 -> Increase compared previ. day:+0,183%
16/09/2013 0,542 -0,006 -> Reduction compared prev. day :-1,095%
17/09/2013 0,542 =0,000 -> Reduction compared prev. day:=0,000%
18/09/2013 0,543 +0,001 -> Increase compared previ. day:+0,185%
19/09/2013 0,537 -0,006 -> Reduction compared prev. day:-1,105%
20/09/2013 0,536 -0,001 -> Reduction compared prev. day:-0,186%
23/09/2013 0,536  Theorical expected value      
24/09/2013 0,536  Theorical expected value      
25/09/2013 0,537  Theorical expected value      
26/09/2013 0,538  Theorical expected value      
27/09/2013 0,539  Theorical expected value      
30/09/2013 0,538  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 582,60 €.
Compared one year ago, in Setember'12 (0,740%): 599,01 €
Expected monthly savings will be: 16,41 €. 
Expected yearly savings will be:  197 € (-2,74%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 20/9/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,099	0,105	0,114	0,128	0,174	0,221	0,255
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,294	0,335	0,370	0,406	0,444	0,476	0,507
12 mo.
0,536

 

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,097	0,105	0,114	0,128	0,175	0,224	0,258
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,297	0,341	0,376	0,411	0,451	0,485	0,516
12m(a)
0,546

 

Graphic of the current month till today of Euribor at 12 months:

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 20/9/2013 at 13:55