Euribor 31/8/2011 & final value of August average

Final value of August average: 2,097

Oficial value of day 31/8/2011: 2,089 (+0,192%)

 

Comments: Today  4 thousandths more but the average of August is lower than May, June and July. Almost all of the Euribor types are higher than yesterday, except the Euribor at 1 week that is lower. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/08/2011 2,177 -0,001 -> Reduction compared prev.day:-0,046%
02/08/2011 2,175 -0,002 -> Reduction compared prev.day:-0,092%
03/08/2011 2,172 -0,003 -> Reduction compared prev.day:-0,138%
04/08/2011 2,173 +0,001 -> Increase compared prev. day:+0,046%
05/08/2011 2,106 -0,067 -> Reduction compared prev.day:-3,083%
08/08/2011 2,102 -0,004 -> Reduction compared prev.day:-0,190%
09/08/2011 2,086 -0,016 -> Reduction compared prev.day:-0,761%
10/08/2011 2,083 -0,003 -> Reduction compared prev.day:-0,144%
11/08/2011 2,063 -0,020 -> Reduction compared prev.day:-0,960%
12/08/2011 2,067 +0,004 -> Increase compared prev. day:+0,194%
15/08/2011 2,078 +0,011 -> Increase compared prev. day:+0,532%
16/08/2011 2,080 +0,002 -> Increase compared prev. day:+0,096%
17/08/2011 2,078 -0,002 -> Reduction compared prev.day:-0,096%
18/08/2011 2,073 -0,005 -> Reduction compared prev.day:-0,241%
19/08/2011 2,066 -0,007 -> Reduction compared prev.day:-0,338%
22/08/2011 2,070 +0,004 -> Increase compared prev. day:+0,194%
23/08/2011 2,075 +0,005 -> Increase compared prev. day:+0,242%
24/08/2011 2,079 +0,004 -> Increase compared prev. day:+0,193%
25/08/2011 2,085 +0,006 -> Increase compared prev. day:+0,289%
26/08/2011 2,083 -0,002 -> Reduction compared prev.day:-0,096%
29/08/2011 2,084 +0,001 -> Increase compared prev. day:+0,048%
30/08/2011 2,085 +0,001 -> Increase compared prev. day:+0,048%
31/08/2011 2,089 +0,004 -> Increase compared prev. day:+0,192%

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 720,33 €.
Compared one year ago, in August'10 (1,421%): 658,23 €
Expected monthly extra expenses will be: 62,10 €. 
Expected yearly extra expenses will be:  745 € (+9,43%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 31/8/2011:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
1,101	1,204	1,277	1,351	1,419	1,542	1,603
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,667	1,749	1,805	1,853	1,911	1,962	2,029
12 mo.
2,089

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
1,166	1,249	1,311	1,373	1,437	1,552	1,611
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,677	1,755	1,811	1,860	1,918	1,973	2,037
12m(a)
2,097

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 31/8/2011 at 13:10