Friday, 26 August 2011

Euribor 26/8/2011 (12 months & other types)

Forecast of August average: 2,092 (Reliability: 88%)
Oficial value of day 26/8/11: 2,083 (-0,096%)
 
Comments: Today  2 thousandths less, and practically all the Euribor types are lower than yesterday.The next update will be done tomorrow around 13:10 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/08/2011 2,177 -0,001 -> Reduction compared prev.day:-0,046%
02/08/2011 2,175 -0,002 -> Reduction compared prev.day:-0,092%
03/08/2011 2,172 -0,003 -> Reduction compared prev.day:-0,138%
04/08/2011 2,173 +0,001 -> Increase compared prev. day:+0,046%
05/08/2011 2,106 -0,067 -> Reduction compared prev.day:-3,083%
08/08/2011 2,102 -0,004 -> Reduction compared prev.day:-0,190%
09/08/2011 2,086 -0,016 -> Reduction compared prev.day:-0,761%
10/08/2011 2,083 -0,003 -> Reduction compared prev.day:-0,144%
11/08/2011 2,063 -0,020 -> Reduction compared prev.day:-0,960%
12/08/2011 2,067 +0,004 -> Increase compared prev. day:+0,194%
15/08/2011 2,078 +0,011 -> Increase compared prev. day:+0,532%
16/08/2011 2,080 +0,002 -> Increase compared prev. day:+0,096%
17/08/2011 2,078 -0,002 -> Reduction compared prev.day:-0,096%
18/08/2011 2,073 -0,005 -> Reduction compared prev.day:-0,241%
19/08/2011 2,066 -0,007 -> Reduction compared prev.day:-0,338%
22/08/2011 2,070 +0,004 -> Increase compared prev. day:+0,194%
23/08/2011 2,075 +0,005 -> Increase compared prev. day:+0,242%
24/08/2011 2,079 +0,004 -> Increase compared prev. day:+0,193%
25/08/2011 2,085 +0,006 -> Increase compared prev. day:+0,289%
26/08/2011 2,083 -0,002 -> Reduction compared prev.day:-0,096%
29/08/2011 2,082  Theorical expected value       
30/08/2011 2,081  Theorical expected value       
31/08/2011 2,079  Theorical expected value 
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
719,01 €.
Compared one year ago, in August'10 (1,421%): 658,23 €
Expected monthly extra expenses will be: 60,78 €.
 
Expected yearly extra expenses will be:  730
(+9,23%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 26/8/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,108 1,202 1,274 1,349 1,419 1,540 1,600
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,666 1,744 1,803 1,849 1,906 1,959 2,023
12 mo.





2,083





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
1,175 1,255 1,316 1,377 1,440 1,554 1,612
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,678 1,756 1,813 1,862 1,919 1,975 2,039
12m(a)





2,099





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 26/8/2011 at 13:10

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