Wednesday, 24 August 2011

Euribor 24/8/2011 (12 months & other types)

Forecast of August average: 2,090 (Reliability: 78%)
Oficial value of day 24/8/11: 2,079 (+0,193%)
 
Comments: Today  a new increase of 4 thousandths, and all the Euribor types are higher than yesterday except the Euribor at 1 week that is lower.The next update will be done tomorrow around 13:10 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/08/2011 2,177 -0,001 -> Reduction compared prev.day:-0,046%
02/08/2011 2,175 -0,002 -> Reduction compared prev.day:-0,092%
03/08/2011 2,172 -0,003 -> Reduction compared prev.day:-0,138%
04/08/2011 2,173 +0,001 -> Increase compared prev. day:+0,046%
05/08/2011 2,106 -0,067 -> Reduction compared prev.day:-3,083%
08/08/2011 2,102 -0,004 -> Reduction compared prev.day:-0,190%
09/08/2011 2,086 -0,016 -> Reduction compared prev.day:-0,761%
10/08/2011 2,083 -0,003 -> Reduction compared prev.day:-0,144%
11/08/2011 2,063 -0,020 -> Reduction compared prev.day:-0,960%
12/08/2011 2,067 +0,004 -> Increase compared prev. day:+0,194%
15/08/2011 2,078 +0,011 -> Increase compared prev. day:+0,532%
16/08/2011 2,080 +0,002 -> Increase compared prev. day:+0,096%
17/08/2011 2,078 -0,002 -> Reduction compared prev.day:-0,096%
18/08/2011 2,073 -0,005 -> Reduction compared prev.day:-0,241%
19/08/2011 2,066 -0,007 -> Reduction compared prev.day:-0,338%
22/08/2011 2,070 +0,004 -> Increase compared prev. day:+0,194%
23/08/2011 2,075 +0,005 -> Increase compared prev. day:+0,242%
24/08/2011 2,079 +0,004 ->  Increase compared prev. day:+0,193%
25/08/2011 2,078  Theorical expected value       
26/08/2011 2,077  Theorical expected value       
29/08/2011 2,076  Theorical expected value       
30/08/2011 2,075  Theorical expected value       
31/08/2011 2,073  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
719,01 €.
Compared one year ago, in August'10 (1,421%): 658,23 €
Expected monthly extra expenses will be: 60,78 €.
 
Expected yearly extra expenses will be:  730
(+9,23%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 24/8/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,116 1,208 1,275 1,349 1,418 1,539 1,599
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,664 1,743 1,801 1,846 1,901 1,956 2,018
12 mo.





2,079





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
1,183 1,261 1,321 1,380 1,443 1,555 1,613
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,680 1,757 1,814 1,863 1,921 1,977 2,040
12m(a)





2,100





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 24/8/2011 at 13:10

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