Euribor 4/1/2010 (12 months & other types)

Forecast of January average: 1,257 (Reliability: 5%)
Oficial value of day 04/01/10: 1,251

 

Comments: The next update will be done tomorrow around 12:00 hours. (ADVERTISEMENT, comments about Forex in this link: Forex Macro Hight profitability per month from 8 to 21% )

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
04/01/2010 1,251 +0,003 -> Increase compared preve. day:+0,240%
05/01/2010 1,251  Theorical expected value
06/01/2010 1,252  Theorical expected value
07/01/2010 1,253  Theorical expected value
08/01/2010 1,254  Theorical expected value
11/01/2010 1,255  Theorical expected value
12/01/2010 1,255  Theorical expected value
13/01/2010 1,256  Theorical expected value
14/01/2010 1,257  Theorical expected value
15/01/2010 1,258  Theorical expected value
18/01/2010 1,259  Theorical expected value
19/01/2010 1,259  Theorical expected value
20/01/2010 1,259  Theorical expected value
21/01/2010 1,260  Theorical expected value
22/01/2010 1,261  Theorical expected value
25/01/2010 1,260  Theorical expected value
26/01/2010 1,258  Theorical expected value
27/01/2010 1,256  Theorical expected value
28/01/2010 1,257  Theorical expected value
29/01/2010 1,258  Theorical expected value

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 643,66€
Compared one year ago, in Jan'09 (2,622%): 770,78 €
Expected monthly savings will be.: 127 €
Expected Yearly savings will be.: 1525 € (-16,49%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 4/1/2010:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,369	0,393	0,413	0,453	0,553	0,700	0,793
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,886	0,996	1,036	1,079	1,129	1,170	1,209
12 mo.
1,251

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w.(av)	2 w.(av)	3 w.(av)	1 m.(av)	2 m.(av)	3 m.(av)	4 m.(av)
0,369	0,393	0,413	0,453	0,553	0,700	0,793
5 m.(av)	6 m.(av)	7 m.(av)	8 m.(av)	9 m.(av)	10 m(av)	11 m(av)
0,886	0,996	1,036	1,079	1,129	1,170	1,209
12 m(av)
1,251

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 4/1/2010 at 13:05