Monday 18 January 2010

Euribor 18/1/2010 (12 months & other types)

Forecast of January average: 1,235 (Reliability: 55%)
Oficial value of day 18/01/10: 1,225
 
Comments: The next update will be done tomorrow around 12:00 hours. (ADVERTISEMENT, comments about Forex in this linkForex Macro Hight profitability per month from 8 to 21% ). (Also clicking here you will find an evolution of a real investment in ForexMacro plan)
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
04/01/2010 1,251 +0,003 -> Increase compared preve. day:+0,240%
05/01/2010 1,249 -0,002 -> Reduction compared prev. day:-0,160%
06/01/2010 1,246 -0,003 -> Reduction compared prev. day:-0,240%
07/01/2010 1,243 -0,003 -> Reduction compared prev. day:-0,241%
08/01/2010 1,242 -0,001 -> Reduction compared prev. day:-0,080%
11/01/2010 1,239 -0,003 -> Reduction compared prev. day:-0,242%
12/01/2010 1,236 -0,003 -> Reduction compared prev. day:-0,242%
13/01/2010 1,236 =0,000 -> Reduction compared prev. day:=0,000%
14/01/2010 1,235 -0,001 -> Reduction compared prev. day:-0,081%
15/01/2010 1,228 -0,007 -> Reduction compared prev. day:-0,567%
18/01/2010 1,225 -0,003 -> Reduction compared prev. day:-0,244%
19/01/2010 1,226  Theorical expected value       
20/01/2010 1,228  Theorical expected value       
21/01/2010 1,229  Theorical expected value       
22/01/2010 1,230  Theorical expected value       
25/01/2010 1,229  Theorical expected value       
26/01/2010 1,227  Theorical expected value       
27/01/2010 1,225  Theorical expected value       
28/01/2010 1,226  Theorical expected value       
29/01/2010 1,227  Theorical expected value      
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
641,98€
Compared one year ago, in Jan'09 (2,622%): 770,78 €
Expected monthly savings will be.: 129 €
Expected Yearly savings will be.: 1545 € (-16,71%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 18/1/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,354 0,370 0,389 0,435 0,537 0,677 0,771
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,859 0,975 1,010 1,054 1,101 1,141 1,184
12 mo.
1,225
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w.(av) 2 w.(av) 3 w.(av) 1 m.(av) 2 m.(av) 3 m.(av) 4 m.(av)
0,362 0,380 0,400 0,444 0,545 0,688 0,784
5 m.(av) 6 m.(av) 7 m.(av) 8 m.(av) 9 m.(av) 10 m(av) 11 m(av)
0,873 0,985 1,025 1,069 1,116 1,157 1,198
12 m(av)
1,239
 
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 18/1/2010 at 13:05
 

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