Euribor 5/1/2010 (12 months & other types)

Forecast of January average: 1,256 (Reliability: 10%)
Oficial value of day 05/01/10: 1,249

 

Comments: The next update will be done tomorrow around 12:00 hours. (ADVERTISEMENT, comments about Forex in this link: Forex Macro Hight profitability per month from 8 to 21% )

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
04/01/2010 1,251 +0,003 -> Increase compared preve. day:+0,240%
05/01/2010 1,249 -0,002 -> Reduction compared prev. day:-0,160%
06/01/2010 1,250  Theorical expected value  
07/01/2010 1,251  Theorical expected value  
08/01/2010 1,252  Theorical expected value  
11/01/2010 1,253  Theorical expected value  
12/01/2010 1,253  Theorical expected value  
13/01/2010 1,254  Theorical expected value  
14/01/2010 1,255  Theorical expected value  
15/01/2010 1,256  Theorical expected value  
18/01/2010 1,257  Theorical expected value  
19/01/2010 1,257  Theorical expected value  
20/01/2010 1,257  Theorical expected value  
21/01/2010 1,258  Theorical expected value  
22/01/2010 1,259  Theorical expected value  
25/01/2010 1,258  Theorical expected value  
26/01/2010 1,256  Theorical expected value  
27/01/2010 1,254  Theorical expected value  
28/01/2010 1,255  Theorical expected value  
29/01/2010 1,256  Theorical expected value  

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 643,66€
Compared one year ago, in Jan'09 (2,622%): 770,78 €
Expected monthly savings will be.: 127 €
Expected Yearly savings will be.: 1525 € (-16,49%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 5/1/2010:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,371	0,393	0,413	0,452	0,552	0,699	0,793
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,887	0,995	1,036	1,079	1,129	1,169	1,208
12 mo.
1,249

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w.(av)	2 w.(av)	3 w.(av)	1 m.(av)	2 m.(av)	3 m.(av)	4 m.(av)
0,370	0,393	0,413	0,453	0,553	0,700	0,793
5 m.(av)	6 m.(av)	7 m.(av)	8 m.(av)	9 m.(av)	10 m(av)	11 m(av)
0,887	0,996	1,036	1,079	1,129	1,170	1,209
12 m(av)
1,250

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 5/1/2010 at 13:05