Euribor 31/12/2009 & final value of December average

Final value of December average: 1,242
Oficial value of day 31/12/09: 1,247

 

Comments: Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(ADVERTISEMENT, comments about Forex in this link: Forex Macro Hight profitability per month from 8 to 21% ). (Also clicking here you will find an evolution of a real investment in ForexMacro plan)

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

Official values:

 

__Date___Interest rate_
01/12/2009 1,236 +0,002 -> Increase compared preve. day:+0,162%
02/12/2009 1,235 -0,001 -> Reduction compared prev. day:-0,081%
03/12/2009 1,241 +0,006 -> Increase compared preve. day:+0,486%
04/12/2009 1,239 -0,002 -> Reduction compared prev. day:-0,161%
07/12/2009 1,245 +0,006 -> Increase compared preve. day:+0,484%
08/12/2009 1,242 -0,003 -> Reduction compared prev. day:-0,241%
09/12/2009 1,242 =0,000 -> Reduction compared prev. day:=0,000%
10/12/2009 1,243 +0,001 -> Increase compared preve. day:+0,081%
11/12/2009 1,245 +0,002 -> Increase compared preve. day.:+0,161%
14/12/2009 1,247 +0,002 -> Increase compared preve. day:+0,161%
15/12/2009 1,248 +0,001 -> Increase compared preve. day:+0,080%
16/12/2009 1,246 -0,002 -> Reduction compared prev. day:-0,160%
17/12/2009 1,242 -0,004 -> Reduction compared prev. day:-0,321%
18/12/2009 1,240 -0,002 ->  Reduction compared prev. day:-0,161%
21/12/2009 1,240 +0,000 -> Reduction compared prev. day:=0,000%
22/12/2009 1,241 +0,001 -> Increase compared preve. day:+0,081%
23/12/2009 1,239 -0,002 -> Reduction compared prev. day:-0,161%
24/12/2009 1,241 +0,002 -> Increase compared preve. day:+0,161%
28/12/2009 1,241 =0,000 -> Increase compared preve. day:=0,000%
29/12/2009 1,245 +0,004 -> Increase compared preve. day:+0,322%
30/12/2009 1,247 +0,002 -> Increase compared preve. day:+0,161%
31/12/2009 1,248 +0,001 -> Increase compared preve. day:+0,080%

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 642,33€
Compared one year ago, in Dec'08 (3,452%): 854,37 €
Expected monthly savings will be.: 212 €
Expected Yearly savings will be.: 2544 € (-24,82%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 31/12/2009:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,377	0,397	0,417	0,453	0,556	0,700	0,792
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,886	0,994	1,034	1,078	1,127	1,166	1,206
12 mo.
1,248

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w.(av)	2 w.(av)	3 w.(av)	1 m.(av)	2 m.(av)	3 m.(av)	4 m.(av)
0,388	0,414	0,439	0,478	0,571	0,712	0,802
5 m.(av)	6 m.(av)	7 m.(av)	8 m.(av)	9 m.(av)	10 m(av)	11 m(av)
0,895	0,996	1,037	1,081	1,124	1,163	1,202
12 m(av)
1,242

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 31/12/2009 at 11:35