Wednesday, 6 January 2010

Euribor 6/1/2010 (12 months & other types)

Forecast of January average: 1,251 (Reliability: 15%)
Oficial value of day 06/01/10: 1,246
 
Comments: The next update will be done tomorrow around 12:00 hours. (ADVERTISEMENT, comments about Forex in this linkForex Macro Hight profitability per month from 8 to 21% ). (Also clicking here you will find an evolution of a real investment in ForexMacro plan)
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
04/01/2010 1,251 +0,003 -> Increase compared preve. day:+0,240%
05/01/2010 1,249 -0,002 -> Reduction compared prev. day:-0,160%
06/01/2010 1,246 -0,003 -> Reduction compared prev. day:-0,240%
07/01/2010 1,247  Theorical expected value   
08/01/2010 1,248  Theorical expected value   
11/01/2010 1,249  Theorical expected value   
12/01/2010 1,249  Theorical expected value   
13/01/2010 1,250  Theorical expected value   
14/01/2010 1,251  Theorical expected value   
15/01/2010 1,252  Theorical expected value   
18/01/2010 1,253  Theorical expected value   
19/01/2010 1,253  Theorical expected value   
20/01/2010 1,253  Theorical expected value   
21/01/2010 1,254  Theorical expected value   
22/01/2010 1,255  Theorical expected value   
25/01/2010 1,254  Theorical expected value   
26/01/2010 1,252  Theorical expected value   
27/01/2010 1,250  Theorical expected value   
28/01/2010 1,251  Theorical expected value   
29/01/2010 1,252  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
643,13€
Compared one year ago, in Jan'09 (2,622%): 770,78 €
Expected monthly savings will be.: 127 €
Expected Yearly savings will be.: 1532 € (-16,56%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 6/1/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,367 0,387 0,408 0,450 0,550 0,694 0,790
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,884 0,992 1,031 1,076 1,126 1,166 1,205
12 mo.
1,246
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w.(av) 2 w.(av) 3 w.(av) 1 m.(av) 2 m.(av) 3 m.(av) 4 m.(av)
0,369 0,391 0,411 0,452 0,552 0,698 0,792
5 m.(av) 6 m.(av) 7 m.(av) 8 m.(av) 9 m.(av) 10 m(av) 11 m(av)
0,886 0,994 1,034 1,078 1,128 1,168 1,207
12 m(av)
1,249
 
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 6/1/2010 at 11:45
 

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