Euribor 7/1/2010 (12 months & other types)

Forecast of January average: 1,250 (Reliability: 20%)
Oficial value of day 07/01/10: 1,243

 

Comments: The next update will be done tomorrow around 12:00 hours. (ADVERTISEMENT, comments about Forex in this link: Forex Macro Hight profitability per month from 8 to 21% ). (Also clicking here you will find an evolution of a real investment in ForexMacro plan)

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
04/01/2010 1,251 +0,003 -> Increase compared preve. day:+0,240%
05/01/2010 1,249 -0,002 -> Reduction compared prev. day:-0,160%
06/01/2010 1,246 -0,003 -> Reduction compared prev. day:-0,240%
07/01/2010 1,243 -0,003 -> Reduction compared prev. day:-0,241%
08/01/2010 1,244  Theorical expected value    
11/01/2010 1,245  Theorical expected value    
12/01/2010 1,245  Theorical expected value    
13/01/2010 1,246  Theorical expected value    
14/01/2010 1,247  Theorical expected value    
15/01/2010 1,248  Theorical expected value    
18/01/2010 1,249  Theorical expected value    
19/01/2010 1,249  Theorical expected value    
20/01/2010 1,249  Theorical expected value    
21/01/2010 1,250  Theorical expected value    
22/01/2010 1,251  Theorical expected value    
25/01/2010 1,250  Theorical expected value    
26/01/2010 1,248  Theorical expected value    
27/01/2010 1,246  Theorical expected value    
28/01/2010 1,247  Theorical expected value    
29/01/2010 1,248  Theorical expected value

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 643,13€
Compared one year ago, in Jan'09 (2,622%): 770,78 €
Expected monthly savings will be.: 127 €
Expected Yearly savings will be.: 1532 € (-16,56%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 7/1/2010:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,365	0,385	0,406	0,448	0,548	0,692	0,789
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,881	0,989	1,028	1,072	1,121	1,162	1,202
12 mo.
1,243

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w.(av)	2 w.(av)	3 w.(av)	1 m.(av)	2 m.(av)	3 m.(av)	4 m.(av)
0,368	0,390	0,410	0,451	0,551	0,696	0,791
5 m.(av)	6 m.(av)	7 m.(av)	8 m.(av)	9 m.(av)	10 m(av)	11 m(av)
0,885	0,993	1,033	1,077	1,126	1,167	1,206
12 m(av)
1,247

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 7/1/2010 at 11:25