Thursday 1 October 2009

Euribor 1/10/2009 (12 months & other types)

Forecast of October average: 1,259 (Reliability: 4%)
Oficial value of day 01/10/09: 1,237
 
Comments: The next update will be done tomorrow around 12:00 hours. The Euribor at 1 week are increasing.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/10/2009 1,237 +0,001 -> Increase compared preve. day:+0,081%

02/10/2009 1,238  Theorical expected value   
05/10/2009 1,239  Theorical expected value   
06/10/2009 1,242  Theorical expected value   
07/10/2009 1,243  Theorical expected value   
08/10/2009 1,246  Theorical expected value   
09/10/2009 1,248  Theorical expected value   
12/10/2009 1,251  Theorical expected value   
13/10/2009 1,254  Theorical expected value   
14/10/2009 1,257  Theorical expected value   
15/10/2009 1,259  Theorical expected value   
16/10/2009 1,260  Theorical expected value   
19/10/2009 1,263  Theorical expected value   
20/10/2009 1,264  Theorical expected value   
21/10/2009 1,267  Theorical expected value   
22/10/2009 1,270  Theorical expected value   
23/10/2009 1,271  Theorical expected value   
26/10/2009 1,274  Theorical expected value   
27/10/2009 1,277  Theorical expected value   
28/10/2009 1,280  Theorical expected value   
29/10/2009 1,283  Theorical expected value   
30/10/2009 1,283  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
644,83€
Compared one year ago, in Oct'08 (5,248%): 1050,20 €
Expected monthly savings will be.: 406 €
Expected Yearly savings will be.: 4876 € (-38,69%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 11 months of 1/10/2009:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,35 0,368 0,393 0,439 0,592 0,754 0,843
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,925 1,017 1,064 1,104 1,147 1,183 1,211
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 01/10/2009 at 12:05
 

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