Euribor 23/10/2009 (12 months & other types)

Forecast of October average: 1,249 (Reliability: 76%)
Oficial value of day 23/10/09: 1,254

 

Comments: The next update will be done tomorrow around 12:00 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/10/2009 1,237 +0,001 -> Increase compared preve. day:+0,081%
02/10/2009 1,235 -0,002 -> Reduction compared prev. day:-0,162%
05/10/2009 1,230 -0,005 -> Reduction compared prev. day:-0,405%
06/10/2009 1,229 -0,001 -> Reduction compared prev. day:-0,081%
07/10/2009 1,225 -0,004 -> Reduction compared prev. day:-0,325%
08/10/2009 1,229 +0,004 -> Increase compared preve. day:+0,327%
09/10/2009 1,238 +0,009 -> Increase compared preve. day:+0,732%
12/10/2009 1,247 +0,009 -> Increase compared preve. day:+0,727%
13/10/2009 1,247 +0,000 -> Increase compared preve. day:+0,000%
14/10/2009 1,243 -0,004 -> Reduction compared prev. day:-0,321%
15/10/2009 1,247 +0,004 -> Increase compared preve. day:+0,322%
16/10/2009 1,251 +0,004 -> Increase compared preve. day:+0,321%
19/10/2009 1,258 +0,007 ->  Increase compared preve. day:+0,560%
20/10/2009 1,254 -0,004 -> Reduction compared prev. day:-0,318%
21/10/2009 1,254 +0,000 > Equal value compared pre.day:+0,000%
22/10/2009 1,253 -0,001 -> Reduction compared prev. day:-0,080%
23/10/2009 1,254 +0,001 -> Increase compared preve. day:+0,080%
26/10/2009 1,256  Theorical expected value       
27/10/2009 1,257  Theorical expected value       
28/10/2009 1,259  Theorical expected value       
29/10/2009 1,261  Theorical expected value       
30/10/2009 1,261  Theorical expected value 

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 642,95€
Compared one year ago, in Oct'08 (5,248%): 1050,20 €
Expected monthly savings will be.: 407 €
Expected Yearly savings will be.: 4886 € (-38,78%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 11 months of 23/10/2009:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,351	0,364	0,381	0,426	0,572	0,73	0,828
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,913	1,019	1,063	1,106	1,149	1,187	1,222

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 23/10/2009 at 14:21