Monday, 26 October 2009

Euribor 26/10/2009 (12 months & other types)

Forecast of October average: 1,245 (Reliability: 82%)
Oficial value of day 26/10/09: 1,251
 
Comments: The next update will be done tomorrow around 12:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/10/2009 1,237 +0,001 -> Increase compared preve. day:+0,081%
02/10/2009 1,235 -0,002 -> Reduction compared prev. day:-0,162%
05/10/2009 1,230 -0,005 -> Reduction compared prev. day:-0,405%
06/10/2009 1,229 -0,001 -> Reduction compared prev. day:-0,081%
07/10/2009 1,225 -0,004 -> Reduction compared prev. day:-0,325%
08/10/2009 1,229 +0,004 -> Increase compared preve. day:+0,327%
09/10/2009 1,238 +0,009 -> Increase compared preve. day:+0,732%
12/10/2009 1,247 +0,009 -> Increase compared preve. day:+0,727%
13/10/2009 1,247 +0,000 -> Increase compared preve. day:+0,000%
14/10/2009 1,243 -0,004 -> Reduction compared prev. day:-0,321%
15/10/2009 1,247 +0,004 -> Increase compared preve. day:+0,322%
16/10/2009 1,251 +0,004 -> Increase compared preve. day:+0,321%
19/10/2009 1,258 +0,007 ->  Increase compared preve. day:+0,560%
20/10/2009 1,254 -0,004 -> Reduction compared prev. day:-0,318%
21/10/2009 1,254 +0,000 > Equal value compared pre.day:+0,000%
22/10/2009 1,253 -0,001 -> Reduction compared prev. day:-0,080%
23/10/2009 1,254 +0,001 -> Increase compared preve. day:+0,080%
26/10/2009 1,251 -0,003 -> Reduction compared prev. day:-0,239%
27/10/2009 1,252  Theorical expected value      
28/10/2009 1,254  Theorical expected value      
29/10/2009 1,256  Theorical expected value      
30/10/2009 1,256  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
642,60€
Compared one year ago, in Oct'08 (5,248%): 1050,20 €
Expected monthly savings will be.: 407 €
Expected Yearly savings will be.: 4891 € (-38,81%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 11 months of 26/10/2009:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,352 0,364 0,382 0,428 0,572 0,731 0,827
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,913 1,017 1,062 1,104 1,148 1,186 1,218
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 26/10/2009 at 13:21
 

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