Wednesday, 7 October 2009

Euribor 7/10/2009 (12 months & other types)

Forecast of October average: 1,246 (Reliability: 22%)
Oficial value of day 07/10/09: 1,225
 
Comments: The next update will be done tomorrow around 12:00 hours. The Euribor at 1 week are increasing.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/10/2009 1,237 +0,001 -> Increase compared preve. day:+0,081%
02/10/2009 1,235 -0,002 -> Reduction compared prev. day:-0,162%
05/10/2009 1,230 -0,005 -> Reduction compared prev. day:-0,405%
06/10/2009 1,229 -0,001 -> Reduction compared prev. day:-0,081%
07/10/2009 1,225 -0,004 -> Reduction compared prev. day:-0,325%
08/10/2009 1,228   Theorical expected value   
09/10/2009 1,231   Theorical expected value   
12/10/2009 1,234   Theorical expected value   
13/10/2009 1,237   Theorical expected value   
14/10/2009 1,240   Theorical expected value   
15/10/2009 1,243   Theorical expected value   
16/10/2009 1,244   Theorical expected value   
19/10/2009 1,247   Theorical expected value   
20/10/2009 1,250   Theorical expected value   
21/10/2009 1,253   Theorical expected value   
22/10/2009 1,256   Theorical expected value   
23/10/2009 1,257   Theorical expected value   
26/10/2009 1,260   Theorical expected value   
27/10/2009 1,263   Theorical expected value   
28/10/2009 1,266   Theorical expected value   
29/10/2009 1,269   Theorical expected value   
30/10/2009 1,269   Theorical expected value   
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
642,69€
Compared one year ago, in Oct'08 (5,248%): 1050,20 €
Expected monthly savings will be.: 407 €
Expected Yearly savings will be.: 4890 € (-38,80%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 11 months of 7/10/2009:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,35 0,364 0,384 0,431 0,581 0,74 0,83
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,912 1,01 1,051 1,092 1,132 1,171 1,199
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 07/10/2009 at 12:05
 

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